Interest Checking Accounts Reading, PA

Bellco Federal Credit Union offers a wide range of interest bearing checking accounts in Reading, PA. Make your money serve your interests by choosing us.

The Kasasa Cash account with Bellco FCU is the ideal account type for earning interest on your balance. None of our accounts comes with monthly service fees, minimum balance requirements, or a max balance limit.

We provide unlimited check writing, free online and mobile banking, free e-Statements, and a free debit card.

Kasasa Cash accounts allow account holders to earn 5.00% APY on balances up to $10,000; 5.00% to 0.68% APY on balances over $10,000, depending on account balance; and 0.01% APY if qualifications aren’t met.

We also offer Classic Checking, Kasasa Cash Back, and Kasasa Tunes checking accounts.

Bellco Federal Credit Union Membership

Do you live, work, worship, or go to school in Berks County, PA? Do you have a family member with a membership in Bellco FCU?

If so, you can become a member-owner of Bellco Federal Credit Union. All that’s required is to deposit a nominal $5 minimum into a Primary Member Savings account and gain access to checking and savings accounts; vehicle, home, and personal lending; retirement accounts, and even small business banking services. As a member, you’ll remain one for your entire lifetime, and membership qualification will extend to your entire immediate family.

The Credit Union Difference

Banks and for-profit financial organizations serve shareholders. Their ultimate goal is to make money for others. That’s not the goal of credit unions, though. We exist to help our members and the community. When we make profit; it’s not profit. The money goes back into the credit union in order to benefit the members through low and no cost accounts and competitive rates.

Every member of Bellco Federal Credit Union is also an owner. The ownership is equal among all members, with all having an equal say in operations regardless of the account balance. More money doesn’t equal greater say.

Service with Bellco FCU comes with a plethora of benefits including great convenience, customer support, and more competitive rates and fees.

The convenience of Bellco FCU comes in two branches - one in Sinking Spring and the other in Wyomissing, PA. Our member-owners are able to access their accounts in-person at these two locations as well as any credit union branch participating in the national credit union network. Account holders are also able to access their accounts without fees at ATMs from coast to coast.

The customer support that we offer is based on our nonprofit status. We operate as a cooperative that emphasizes our members and the community. The professionals whom we employ will listen compassionately to find solutions whenever possible for your financial situation.

The interest rates expected for repayment of loans and credit when you utilize credit unions will be far less than with a traditional banking institution. The mythology out there that your money is less safe in a credit union is rubbish. As part of the NCUA, each deposit is insured for up to $250k.

Bellco Federal Credit Union offers the ultimate interest checking accounts in Reading, PA. Take advantage of our financial products and services by becoming a member. Explore all of the advantages of membership by following this link or calling (610) 373-5192.