Best Credit Unions in Berks County, PA

What factors should you consider when looking for the best credit unions in Berks County, PA? Bellco Federal Credit Union offers some tips for getting the maximum service and convenience for your needs.  

Bellco FCU is a member-owned, not-for-profit federal credit union that has been offering unique financial products and services to people and small businesses in Berks County since 1938.  Whether you are looking for home lending services, credit or debit cards, auto loans, or an excellent savings program, we have a product that will meet your needs.

Choose a Credit Union That’s Right for You

  • Are you eligible to join?

Unlike banks, credit unions serve a group or community with a common bond. For example, many employers sponsor their own credit unions. The college you or your children attend may sponsor its own credit union. This means there are rules about who can join, but you may be surprised to learn that eligibility is more flexible than you think! 

Bellco Federal Credit Union offers membership to people who live, work, worship, or attend school in Berks County, including immediate family members, such as your spouse, children, siblings and parents. 

By opening a Member Savings account with as little as $5 and following a few simple steps, you can become a member. And, once you join Bellco FCU, you may remain a member for life, even if you live or work outside Berks County. 

  • Does the credit union offer the services you need?

Most traditional banks offer satellite branches, large networks of ATMs, 24/7 call centers, and online or mobile banking services. This is not always the case with credit unions. If these features are important to you, be sure to find out if they are available. 

Bellco FCU has two convenient branches in Wyomissing and Sinking Spring, PA. Members also have access to 5200+ CO-OP branches nationwide and around the world where they can get account access and answers to their questions, even when away from home.

Bellco FCU also provides its members with nationwide access to thousands of surcharge-free ATMs; fast, free and easy to use online banking and bill pay services; and three convenient forms of mobile banking via web browsing, app download, and text banking.

In comparison to traditional banks, Bellco FCU also offers lower rates on loans and credit cards, higher rates on savings and fewer fees for checking accounts. We’re also friendlier! Our trusted and experienced professionals genuinely listen to your unique needs and offer solutions with the compassion of a true neighbor.

All financial institutions are not created equal, and banks are not your only option. A credit union like Bellco FCU is owned by its members, which gives you a say in how we operate. As a not-for-profit organization, we cater exclusively to you and your needs and offer a variety of affordable financial services.

If you are looking for the best credit unions in Berks County, PA, contact us at Bellco FCU to learn about our services. We want to be there for every important stage of your life, from opening your first checking account, to buying your first home, or starting your own business, then saving for and enjoying your hard-earned retirement!