30-Year Mortgage Shillington, PA
Learn more about 30-year mortgages in Shillington, PA, and find out if you are eligible. The locally-knowledgeable loan advisors at Bellco Federal Credit Union can help you establish an affordable home loan that fits your requirements.
Bellco FCU is a member-owned, not-for-profit federal credit union that caters exclusively to members and offers a variety of affordable financial services with better rates and fewer fees on mortgage and construction loans, personal loans, checking accounts, and other services. Our trusted and experienced professionals genuinely listen and offer solutions with the compassion of a true neighbor.
Become a Bellco FCU Member
You are eligible to join Bellco FCU if:
• You live, work, worship, or attend school in Berks County, PA
• You are in the immediate family (spouse, parents, children, siblings, grandparents) of a Bellco FCU member, no matter where you live
By opening a Primary Savings Account with as little as $5 and following a few simple steps, you can quickly become a member. And, once you join Bellco FCU, you can remain a member for life, whether you change jobs, retire, or move out of Berks County.
About 30-Year Mortgages
The 30-year mortgage is the most popular home loan in the nation because the monthly payments are more budget-friendly than mortgages with shorter terms.
A 30-year fixed-rate loan is a great choice if you plan to live in your home for many years and want the security of a monthly principal and interest payment that will not change over the life of your loan. Although you never know when interest rates will change, you may qualify for refinancing at a lower rate if the rates happen to go down.
Fixed monthly payments may be easier on your checkbook, but it’s important to consider that the interest accumulated over the course of a 30-year mortgage is considerably larger than the interest on a 15-year mortgage.
A member of the Bellco FCU mortgage team will be happy to help you find out if you qualify for a 30-year mortgage. By evaluating your creditworthiness based on your income, assets, debts, and past credit use, we can help you qualify for a home loan and determine how much you can afford to borrow. We also offer free pre-approval to give you added confidence.
If you are interested in a different type of mortgage, Bellco FCU’s locally-knowledgeable loan advisors would be happy to help you find a loan program that best fits your individual needs.
When you need a 30-year mortgage with competitive rates in Shillington, PA, and don’t know where to go, visit Bellco FCU to find out about our wide range of financial products and services. We’re ready to help you establish an affordable home loan!