Auto Loans & Financing Blandon, PA
Auto loans and financing for a car purchase in Blandon, PA, can be straightforward with minimal stress. All you have to do is choose the right lender: Bellco Federal Credit Union.
If your first instinct is to head to a bank when buying a car, stop to consider alternatives. Bank and dealership financing are both good options, but a credit union is beneficial to the buyer and the community. Some savvy consumers even become members of our credit union just to snag the better loan terms we offer.
Borrow as an Owner, Not a Customer
At a bank, you’re a customer, and the bank’s sole mission is to profit from interactions with you on behalf of shareholders. At a credit union, like Bellco FCY, you’re a member and an owner. You’ll have a voice in the function of the credit union and reap the rewards a non-profit organization can provide.
Repay at a Lower Rate
Bellco Federal Credit Union, and other credit unions, are typically able to offer lower rates on auto loans than loans you’d secure from another source. When you’re dealing with a credit union, our goal is not to reap the highest profit margin but to help members achieve financial health.
Enjoy Greater Flexibility with Lending Requirements
Credit problems don’t have to prevent you from buying a car. At a credit union like Bellco FCU, financing is possible despite credit dings. As an owner and member of our credit union, you will enjoy better flexibility with loan requirements, and we will provide the best possible loan terms.
Locally Based Processes Mean Faster Decisions
Traditional banks are often national operations where your loan decision may be made in a state far from where you live. With Bellco FCU, though, decisions are made locally, right here in Pennsylvania.
A Friendly Face and an Understanding Ear
When you deal with us here at Bellco FCU for your car loan, you’ll have a partner in your endeavors. We’ll help you find the right loan for your situation and protect you from predatory lending.
Bellco Federal Credit Union stands ready to help you prepare for your car buying adventure. Whether you already have a car in mind or want to browse a bit, we can provide a pre-approval to enhance your negotiating power. We also offer a program where select dealerships partner with our credit union, and members can finance through Bellco FCU directly from the lot and experience a fast approval for a same-day purchase.
Join Today!
Bellco Federal Credit Union is a not-for-profit organization that’s owned by members and backed by the National Credit Union Association. To become a member and take advantage of all these features as you purchase a car, two steps are required.
First, potential members need to verify that they live, work, worship, or go to school within Berks County, PA. Then, a $5 deposit into a Member Savings account will allow individuals to buy into the credit union, establishing ownership and membership.
As you consider the alternative sources for securing auto loans & financing in Blandon, PA, keep in mind the better terms, faster processing, and friendlier interactions you’ll enjoy with Bellco Federal Credit Union.