30-Year Mortgage Fleetwood, PA
Shopping for a home in Fleetwood, PA, and looking for the best 30-year mortgage rates? Visit Bellco Federal Credit Union. We offer excellent home mortgage solutions!
Bellco FCU is a member-owned, not-for-profit federal credit union. We are not in business to maximize profits for shareholders and, instead, utilize earnings from interest on loans and credit cards to provide members with better rates and fewer fees on mortgage and construction loans, personal loans, checking accounts, and other convenient services.
About the 30-Year Mortgage
The 30-year mortgage is the most popular home loan in the nation because it offers payments that are more budget-friendly than mortgages with shorter terms.
A 30-year fixed-rate loan is a great choice if you plan to live in your home for many years and want the security of a monthly principal and interest payment that will not change over the life of your loan. Although you never know when interest rates will change, you may qualify for refinancing at a lower rate if the rates happen to go down.
Fixed monthly payments may be easier on your checkbook, but it’s important to consider that the interest accumulated over the course of a 30-year mortgage is considerably larger than the interest on a 15-year mortgage.
A member of the Bellco FCU mortgage team will be happy to help you find out if you qualify for a 30-year mortgage. By evaluating your creditworthiness based on your income, assets, debts, and past credit use, we can help you qualify for a home loan and determine how much you can afford to borrow. We also offer free pre-approval to give you added confidence.
If you are interested in a different type of mortgage, Bellco FCU’s locally-knowledgeable loan advisors would be happy to help you find a loan program that best fits your individual needs.
How to Join Bellco FCU
When you join Bellco FCU, you become a partial owner and have a say in any decisions we make. Open a Member Savings account with as little as $5, and establish your membership in just a few steps. This is not a fee; it is a share in the credit union and provides you with voting rights.
Bellco FCU offers membership to people who live, work, worship, or attend school in Berks County, PA, including their immediate family members, such as a spouse, children, siblings, and parents.
Even if you leave your current employer, retire, or move away, you can remain a Bellco FCU member for life. You will be able to access your accounts from anywhere by mail, phone, fax, online, and at thousands of ATMs across the nation.
When you are looking for a 30-year mortgage with competitive rates in Fleetwood, PA, and don’t know where to go, visit Bellco FCU. We’re ready to help!