Auto Loan Rates in Reading, PA

Planning ahead for your auto purchase is one of the best ways for you to save thousands! You’ll have better negotiating power for discounts off the sticker price, lower interest rates, and the best possible loan terms. Bellco Federal Credit Union offers plenty of options to help you save you money when buying a car in Reading, PA. 

Bellco Federal Credit Union is owned and run by members as a not-for-profit organization. Originally started as Bell Telephone Company in 1938, we have continued as a community-focused provider of special financial services to those who live, work, attend school, and worship in Berks County, PA. 

Dealership Approval

With Bellco FCU, you can secure a credit union auto loan without stepping foot into the actual building. We offer low rates on auto purchases, whether used or new, and can also finance your purchase of a truck or motorcycle. The payment options make your purchase quite affordable with a diverse range of repayment methods. The entire process of application and approval can happen before you start shopping or at the dealership. 

Several dealerships within Berks County partner with Bellco FCU in an effort to simplify the auto loan process. Bellco FCU works hand-in-hand with most dealerships in Berks County to make your car-buying experience virtually painless. Our Dealership Financing Program enables members to buy a new or used car and get their credit union financing approved on the spot! We serve you just as if you had a loan officer at your side providing assistance the entire time. 

When you arrive at the dealership, simply tell them that you’re a member of Bellco Federal Credit Union. You can even complete the process of becoming a member at the dealership. We’ll be there every step of the way to help with your financing. 

By becoming a member beforehand, you can use a pre-approval to your advantage. You can identify your budget, the best prices, and steer clear of impulse or misguided purchases. 

To become a Bellco FCU member, you need to open a savings account with a small deposit and follow a few other steps. After becoming a member, you’ll be a lifetime member no matter whether you move away, change jobs, or retire. 

Beyond the good rates and terms that we provide for your auto, RV, truck, or other vehicle loan, Bellco Federal Credit Union also extends financial products and services to mortgages, home equity products, and personal loans. We look at your situation and provide guidance and products based upon what’s best for your financial present and future. 

Other products we provide include checking and savings accounts with more benefits, fewer fees, and better rates than the big, profit-incentivized banking institutions. 

As you contemplate financing your new or used auto purchase, consider Bellco FCU in Reading, PA. We provide the timely, customized help you need to save time, money, and your sanity. The bank can’t give you all of this, but your credit union can!