Vehicle Loans Reading, PA

Purchasing a new or used vehicle should be a time of joy, filled with satisfaction and contentment from the decision. Instead, it’s often a time of incredible stress and anxiety. It doesn’t have to be this way. As you search for the right vehicle, arm yourself with a friendly, trustworthy source for vehicle loans in Reading, PA to eliminate unwelcome anxiety and regret associated with your purchase.

Introducing Bellco Federal Credit Union

Since 1938, as Bell Telephone Credit Union, Bellco Federal Credit Union has served the Reading, PA area. Bellco FCU operates in the area where our members live, and decisions and processes occur locally rather than in a distant office. 

We recognize real life and provide realistic financial solutions as a member-owned, not-for-profit credit union. With competitive rates and friendly, knowledgeable guidance, we do all that’s possible to make your financial journey easier. 

If you live, work, or worship in Berks County, we invite you to join our family and discover the many benefits.

Services Offered by Bellco Federal Credit Union

Bellco FCU isn’t limited to auto loans. We’re a one-stop-shop in the financial arena. Consider the following services we offer as standard:

  • Checking accounts

  • Saving accounts

  • Business financial services

  • Auto Loans

  • Mortgage Loans

  • Home Equity Lines of Credit or Loans

  • Vacation or Holiday loans

  • Private Student Loans

  • Credit cards

To make your financial transactions and functions even more convenient, Bellco also facilitates the following methods and services:

  • Online banking and bill pay

  • Mobile banking

  • Bellco Easy Pay

  • Mobile deposits

  • eStatements

  • Visa debit card

  • Apple Pay

Get Pre-Approval for the Best Bargain

When you head out in search of the perfect used or new vehicle, prepare yourself. In addition to a trusted friend and a bit of research into your chosen make and model, carry along an auto loan pre-approval from Bellco Federal Credit Union. With Bellco FCU in your corner, you’ll win the bargaining battle, securing the best price possible. Instead of paying a higher price, come prepared, and drive away the winner. 

The Right Terms for You

Cookie-cutter borrowing has no place with Bellco FCU. We recognize the variety of situations our members have. You may be buying your first new vehicle, refinancing your current ride, or financing a great deal on a used gem. Credit scores, incomes, work histories, and the amount financed should influence the term length and interest rate. 

Our financing specialists will take your specific situation under consideration and provide a financial product with terms to which you can be comfortable committing. Every step of the way, you’ll find a friendly ear and knowledgeable guide to explain what unfamiliar documents mean and make suggestions for your present and future financial health.

Bellco FCU’s Dealership Financing Program

The search for the perfect vehicle and financial package gets a little easier when you take advantage of Bellco FCU’s Dealership Financial Program. At participating locations, you can apply for vehicle loans from us right there from the dealership in the Reading, PA area, removing a hurdle from the loan process. For a full list of preferred dealers, navigate here. Current and eligible credit union members are welcome to participate, even if you become a member through the process of securing your vehicle financing.