Auto Loans & Financing Birdsboro, PA
If a new or new-to-you car or truck is in the not-too-distant future, consider obtaining auto loans & financing from Bellco Federal Credit Union. Those who reside in the Birdsboro, PA, area stand to benefit from better odds of approval, the ability to borrow for a lower loan amount, and even lower interest rates.
Borrowing from a credit union to buy your latest vehicle might not occur to you if you’re unfamiliar with this type of institution and the benefits of availing yourself of membership.
Bellco Federal Credit Union offers the citizens and businesses of Berks County, PA, with the opportunity to join a member-owned, non-profit, federal credit union that can provide better rates, greater flexibility, and faster, friendlier service than conventional banking institutions.
Get Lower Interest Rates
The nature of credit unions creates the opportunity to gain lower interest rates on auto loans. We’re not in the business of turning profits, but we are in the business of benefitting lives and growing our community.
Financing through a dealership or bank will come with higher rates than you’d obtain when dealing with us at Bellco Federal Credit Union. Fortunately, members find a number of participating dealers that partner with Bellco FCU to make financing available through us at the dealership itself.
Beyond loans for vehicles, Bellco FCU members can also provide competitive rates for ATVs, RVs, watercraft, snowmobiles, and more. Members can also find lending for homes and credit cards as well as checking, savings, and mobile banking.
Higher Likelihood of Approval
Credit unions are more likely to provide flexibility of terms and the benefit of the doubt when considering approval. We’re able to see you as more than a credit score, providing the benefit of personal service for your auto loan demands.
Lower Minimum Loan Amounts Possible
With conventional banks and dealership loans, you’ll have a difficult time financing a small amount for a low rate. This issue can make it harder to finance less expensive vehicles or the remaining balance on a vehicle when you want to pay a significant amount as a down payment.
Friendly, Local Service
Securing your car loan through Bellco FCU can be expedited due to the proximity and commitment of the processors. Whether you apply online or in person at one of our branches, you’ll have friendly service from knowledgeable financial professionals.
The Requirements and Perks of Membership
Joining Bellco Federal Credit Union is simple.
First, you’ll need to establish qualifications. If you reside, attend school or worship activities, or work in Berks County, PA, or if you have an immediate family member who is a member of the credit union, you’re eligible to join.
Next, you’ll need to open a Member Savings account with a deposit as small as $5. When buying a car, you can even complete membership at a dealership that participates in the Bellco FCU program of participating dealerships.
These steps will set your membership, which will last for the duration of your life even if you change jobs, churches, residences, etc.
Gaining auto loans & financing from Bellco Federal Credit Union makes more sense for Birdsboro, PA, residents than you might imagine. Our personal approach provides an increased chance for approval on terms that will be manageable for your budget and beneficial for your financial goals.