Best Credit Union for Mortgages in Reading, PA
The perfect home will require the perfect financing package, and you can find the right match for your home purchase at the best credit union for mortgages in Reading, PA: Bellco Federal Credit Union.
Homebuyers might be surprised to learn that the mortgage market has recently seen an upsurge in credit union participation. The reasons for this growth in popularity extend from the local presence to better rates, terms, and flexibility.
Saving Money Is Always a Motivator
The recognition that you could save money by choosing a credit union for your mortgage is a strong motivation for choosing an institution like Bellco Federal Credit Union.
The structure of Bellco FCU is such that we’re comprised of, and owned by, our members. Because we’re not in the market of making profits for shareholders, we can pass the savings on to our members through fewer fees and better rates.
Be a Member, Not a Number
When Bellco FCU members come in for mortgage services, they’ll have a lending experience with a personal touch. Banks regularly sell their loans to other lenders over the course of a loan, but we’ll keep your loan in-house from the beginning of processing and decision-making through the entire term of repayment.
Having a relationship with your credit union is beneficial beyond comfort and familiarity. A single destination for your financial life will mean easier and faster loan application and processing, better terms, and more convenient financial maneuvers.
We provide a safe place for you to deposit your funds in either checking or savings accounts, a great place to borrow for home and auto purchases, and a flexible source for other financial needs.
Overcome the Obstacle of Poor Credit
A credit union appeals to both home buyers with credit scores that aren’t perfect as well as first-time homeowners. Here at Bellco FCU, we’re more likely to look beyond the number to other factors, finding the right financial product for every qualified buyer.
Becoming a Bellco FCU Member Is Easy and Advantageous
Becoming a participating member of Bellco Federal Credit Union is simple. If you’re a student, worshipper, resident, or employee in Berks County, or if your immediate family includes a Bellco member, you are eligible to join with a $5 deposit into a primary member savings account.
Membership does not expire. After joining, you’ll be a part of our credit union for the rest of your life in spite of job changes, relocation, or other life changes. Throughout the nation, you’ll be able to access accounts here at Bellco Federal Credit Union through the network of over 5,600 associated credit unions.
We offer a range of home loan products, including traditional mortgages and government-backed home loans. By providing fixed-rate, adjustable-rate, VA, USDA, and FHA mortgage options, we are better able to meet the needs of all of our members. Every financial picture isn’t the same, and every mortgage package shouldn’t be either.
The best credit union for mortgages in Reading, PA, is unquestionably Bellco Federal Credit Union. We are committed to helping those in our community achieve financial success through checking and saving accounts, auto, and personal loans, and home mortgage services.