Best Credit Unions Near Me

If you’ve been searching for the best credit unions near you, consider Bellco FCU. We offer lower rates on loans and credit cards, higher rates on savings, and fewer fees for checking accounts and other convenient services, and our members are our top priority!

Bellco FCU is a member-owned, not-for-profit federal credit union that has been offering unique financial products and services to people and small businesses in Berks County, Pennsylvania for 80 years.  

Membership is available to people who live, work, worship, or attend school in Berks County, including immediate family members, such as your spouse, children, siblings and parents. 

By opening a Member Savings account with as little as $5 and following a few simple steps, you can become a member. And, once you join Bellco FCU, you’ll remain a member for life, even if you live or work outside Berks County. 

Why Join a Credit Union?

Unlike banks and other for-profit financial institutions whose top priority is to make money for their shareholders, credit unions exist solely to serve their members. That means every dollar you invest in them is reinvested in you. 

When you join a credit union like Bellco FCU, you become a partial owner and have an equal voice in how your credit union is run, no matter how much money you have on deposit.

Because there are no shareholders to please, Bellco FCU is able to offer you:

  • Lower rates and fees: Bellco FCU’s earnings from interest on loans and credit cards are returned to members in the form of low interest rates on loans and credit cards, high-yield investment accounts, and low- or no-fee checking and savings account services. Our accounts are also insured by the NCUA up to $250,000, providing the same benefits as FDIC insurance for a bank account

  • Convenience: Bellco FCU has two convenient branches in Wyomissing and Sinking Spring, PA. Members can also do business at thousands of participating branches and ATMs in the CO-OP Credit Unions network across the nation and around the world

  • Exceptional customer service: Because Bellco FCU is a non-profit cooperative, owned and operated by members, we emphasize consumer value and customer service. Our dedicated and experienced professionals genuinely listen to your needs and offer solutions with the compassion of a true neighbor

Bellco FCU offers a wide range of financial products and services including home mortgage loans, home equity loans, and home equity lines of credit with low rates, as well as lower rates on business loans than you may find at for-profit banks. Our knowledgeable loan advisors can help you establish a loan that meets your unique needs.

As you evaluate the products and services of credit unions near you, visit Bellco FCU, one of the best places to bank in Berks County, PA. We offer valuable benefits that can help you become financially empowered without spending hundreds of dollars on fees!