Best Credit Union for Mortgages in Sinking Spring, PA

Shopping around for different financing options when you’re planning to purchase a home is a smart move. On your list, include the best banks, mortgage brokers, and credit unions in Sinking Spring, PA. Here at Bellco Federal Credit Union, we can go beyond the typical to the exceptional.

The History of Bellco FCU

Originally called the Bell Telephone Credit Union, Bellco FCU, a member-owned, not-for-profit federal credit union, opened its doors in 1938 and continues to provide unique financial products and services to individuals and small businesses in Berks County.

The Way We Work

Credit unions, like traditional banks, offer a variety of financial services to customers. The main difference is that banks are owned by stockholders.  Their management teams and board of directors are interested in making as much profit as possible. 

Credit unions like Bellco FCU, on the other hand, are not-for-profit institutions that are owned and operated by members. The money we earn from interest on loans and credit cards is not paid to outside shareholders. When you join a credit union like ours, you become a partial owner and have a say in any decisions we make.

Bellco FCU offers competitively low rates for home purchase, refinance, or construction. We offer a variety of home mortgage options with various terms and requirements, and can assist you with a mortgage program that best fits your goals, such as:

  • 30-Year Fixed-Rate Mortgages

  • 15-Year Fixed-Rate Mortgages

  • Adjustable Rate Mortgages (ARMs)

  • FHA Home Loans

  • VA Mortgages

  • USDA Rural Housing Loans

  • Jumbo Loans

  • Construction Loans

  • Home Equity Loans

  • Home Equity Lines of Credit

  • First-Time Homebuyer Specials

Whether you’re a first-time homebuyer, an investor, or a homeowner looking to refinance, Bellco FCU can provide the quality financial product you need with hometown friendliness and local efficiency as well.

To Become a Member

Bellco FCU offers membership to people who live, work, worship, or attend school in Berks County, including immediate family members, such as your spouse, children, siblings, and parents. 

By opening a primary Member Savings account with as little as $5 and following a few simple steps, you can become a member. And, once you join Bellco FCU, you will be able to remain a member for the rest of your life, even if you change jobs, retire, or move away from Berks County. 

The Personal Touch

Bellco FCU provides efficient application processes and top-quality financial services, but we also embrace the benefits of locally provided service. Every decision is made here in Pennsylvania. 

The locally knowledgeable Bellco FCU mortgage experts will evaluate your creditworthiness based on your past credit use, debts, assets, and your current income. Then we’ll calculate how much you can afford to borrow and guide you through the process.

As you consider all of the potential options for mortgages to finance your home in Sinking Spring, PA, make sure to keep the best credit union in mind. Bellco Federal Credit Union has the resources and experience you need to make your dream home your own.