Auto Loans & Financing Reading, PA

Planning to buy a new or used car in Reading, PA? Bellco Federal Credit Union offers flexible auto loans and financing that can help you save money!

Bellco FCU is a member-owned, not-for-profit federal credit union. Since 1938, when we were known as the Bell Telephone Credit Union, we have been providing unique financial products and services to individuals and small businesses in Berks County. 

Whether you are looking for a new or used car, Bellco’s low auto loan rates help you get the vehicle you want with a payment that fits your budget.  We offer a wide range of repayment terms, local decision-making and loan processing, and attentive, friendly service from start to finish.

In addition to auto loans, Bellco FCU also offers competitive rates for loans on a wide range of recreational vehicles, including ATVs, travel trailers, boats, personal watercraft, and snowmobiles, as well as credit cards, home lending services, fee-free checking accounts, and excellent savings programs.

Get Your Loan Approved at the Dealership

Bellco FCU works hand-in-hand with most dealerships in Berks County to make your car-buying experience virtually painless. Our Dealership Financing Program enables members to buy a new or used car and get their credit union financing approved on the spot! 

Mention that you are a member of Bellco FCU and your loan will be financed through the credit union. It's almost like having a loan officer right at the dealership with you.

  1. Decide on the make and model of the vehicle you want

  2. Visit a participating dealership

  3. Apply for Bellco's low-rate auto financing and get a financing decision within minutes.

Once the financing has been approved, the dealer will complete the sales contract with you, and you’ll be able to drive your vehicle off the lot.

If you haven’t yet become a Bellco FCU member, you can join at any of the dealerships listed on our website and start the loan process right away.

Who Can Join?

You are eligible to join Bellco FCU if:

  • You live, work, worship, or attend school in Berks County, PA;

  • You are in the immediate family (spouse, parents, children, siblings, grandparents) of a Bellco FCU member, no matter where you live.

Become a member by opening a primary savings account with as little as $5 and following a few easy steps. You will be able to remain a member for life, whether you leave your current employer, retire, or move away.

Don’t walk into a car dealership without a well-thought-out plan for financing for the vehicle you plan to buy. Auto loans from Bellco FCU in Reading, PA can put you in the driver’s seat!