Credit Unions West Lawn, PA

Of all the banks and credit unions in West Lawn, PA, Bellco Federal Credit Union is a superior option. We operate two physical locations, one in Wyomissing and the other in Sinking Spring, with the Sinking Spring location being the most conveniently accessible by West Lawn residents.

At Bellco FCU, members/owners can take advantage of many different financial products and services, including those that you would expect to find with a traditional bank.

The Credit Union Difference

Credit Unions like Bellco Federal Credit Union offer all of the benefits of a bank with a few other advantages that are only available through a credit union. Bellco FCU is owned by its members and operates as a nonprofit. Being in the business of serving the community, we take what would be profits to banks and extend them into advantages for customers. Better interest rates and fewer fees are the results.

With conventional banks, you may see hundreds of branches, ubiquitous access to ATMs, and online banking services. While credit unions have different regulations, we can still provide convenient services on par with the traditional bank.

Bellco FCU participates in the CO-OP Network, which allows federal credit union members to use branches and ATMs all over the globe. So while traveling, you can still handle routine financial transactions.

We also offer online banking and bill pay, ebank statements, mobile banking, and more. In the modern world of credit unions, members do not face inconveniences.

Members of Bellco FCU can use many different ATMs without charge, and we provide mobile banking through a browser, app, and texting.

Don't assume your money will be any less protected at a federal credit union than in a bank. Just as the FDIC insures deposits up to $250k, credit unions protect deposits for the same amount through the federal National Credit Union Administration (NCUA).

The most significant difference between federal credit unions and banks is the need to qualify for membership. In addition, credit unions serve specific communities, while banks are open to anyone able to help them generate profits for shareholders.

Bellco Federal Credit Union provides access to anyone who resides, works, worships, or goes to school in Berks County, as well as immediate family members of existing members. This would include spouses, children, siblings, and parents.

When these qualifying individuals open a primary Member Savings account, they begin the process of establishing membership. The deposit into the savings account does not need to be significant either; the minimum amount is $5.

Having established membership, you will be a member of Bellco FCU for the rest of your days, even if the qualifying conditions that enabled you to join should change.

By joining Bellco FCU, you become more than a member. You will also be a joint owner, with an equal voice in the credit union's operations as any other member, regardless of your account balance.

Bellco FCU is one of the premier credit unions in West Lawn, PA. We provide a wealth of benefits, easy membership procedures, and hometown customer interactions. To discover why you should choose us, reach out by calling the Sinking Spring branch at (610) 373-5192 or by contacting us online.