Credit Unions Wernersville, PA

Do you live, work, attend school, or go to church in Wernersville, PA, and want to take advantage of the benefits that come from credit unions? If so, Bellco Federal Credit Union, with a nearby branch in Sinking Spring, welcomes you to become a member and avail yourself of our numerous financial products and services.

Founded in 1938 as Bell Telephone Company, Bellco BCU operates as a member-owned, nonprofit federal credit union with a commitment to facilitating the financial lives of the citizens and small businesses of Berks County.

In opposition to banks who exist to make profits, federal credit unions leverage what would be profits and send it back to the member through better interest rates and fewer fees.

SAFEKEEPING OF YOUR MONEY

Whether you choose a bank or a credit union, you need to know that your money is safe. Deposits should be insured. Credit unions can’t use the FDIC that banks do, which insures funds up to $250k, but we do have the federal National Credit Union Administration, which insures funds up to the same amount.

CONVENIENT DEPOSIT OF YOUR CASH

Depositing your money needs to be quick and painless whether you choose a bank or a credit union. Bellco FCU has two branches for in-person physical deposits, and we participate in the thousands-strong CO-OP network that allows credit unions to join.

We also provide mobile banking, so you can deposit funds remotely through the browser or app.

ACCOUNT FEES

Minimum monthly balances, check fees, and so on are meant to make a profit for shareholders. Banks are notorious for making large sums by charging everyone small fees. Bellco FCU allows you to avoid these charges.

ATM FEES

Another significant fee you should try to avoid is the ATM fee, and we offer thousands of free ATMs that you can use all over the country.

CUSTOMER SERVICE

Rely on Bellco FCU to interact professionally and courteously with members, always. We have a small business, so we can take the time to get to know our members/owners.

Eligibility to Join Bellco FCU

Banks are open to anyone, but not so with credit unions. We serve particular communities. In the case of Bellco FCU, we serve Berks County. Citizens and small businesses are free to join if they live, work, worship, or attend school here or if your immediate family member is already a joint member/owner of the credit union.

After establishing eligibility, complete your membership with a small deposit into a savings account and follow up with the rest of the process. Once a member, you will remain one for the rest of your days.

Are you questioning where to bank in Wernersville, PA, and considering credit unions? Then, Bellco FCU is here for you. Our technology, interest rates, and other advantages will lead to financial power and independence.

Learn more about the various products and services available today by calling our Sinking Spring location at (610) 373-5192 or contacting us by clicking here.