Credit Union Car Loans Reading, PA

If you’ve never considered credit union car loans and you’re shopping for the perfect car and financing package in Reading, PA, be ready for a surprise. Bellco Federal Credit Union welcomes your membership and loan application with flexible financing, friendly terms, and appealing rates.

As a member-owned, not-for-profit federal credit union, Bellco Federal Credit Union offers financial packages to the citizens and small business owners of Berks County, PA. We’ve grown from the Bell Telephone Credit Union that started in 1938, and we strive to honor this legacy.

Bellco Federal Credit Union is a non-profit, member-owned federal credit union. We put our members over profits and use what would be profit to provide our members with stellar benefits and services. We provide fee-free checking accounts, lower rates on borrowing, better returns on investments.

The members of the credit union are also part-owners, with an equal voice in the operations of the organization. Each owner is equal, regardless of the individual account balances.

Choose Bellco Federal Credit Union for Your Auto Loans

If getting the best terms and rates on your auto loan is your ultimate goal, Bellco FCU will provide you with just that.

In addition to financing new and pre-owned cars, trucks, and motorcycles, we can also provide financing for a range of recreational vehicles like RVs, ATVs, jet skis, boats, snowmobiles, and travel trailers.

Applying for an auto loan with Bellco Federal Credit Union is incredibly simple. We provide an online application that is remarkably easy to complete.

We offer flexible repayment terms to suit all lifestyles and budgets and will work to provide you with the best rates possible given the circumstances.

The customer service provided throughout your loan process will be considerate and thorough with quick processing and decisions. All of our decisions are made locally, not at some headquarters across the country.

Choosing to take out an auto loan with Bellco FCU provides a range of benefits. Obtaining a pre-approval provides the sort of leverage you need when bargaining at the dealership. With the power to walk away and an approval in hand, sellers will be much more likely to negotiate favorably.

The Dealership Financing Program allows Bellco FCU members to gain financing and complete all of the required paperwork at the car lot. Most of the area’s dealerships do participate in the program, and you can join the credit union onsite.

When you apply for the car loan, you’ll receive an answer in a few minutes and be able to complete the sales contract and take your auto home that day.

Become a Member of Bellco Federal Credit Union

Joining Bellco FCU is an option for citizens and small business owners of Berks County, PA. Specifically, those who live, work, worship, or attend school in the county, or those with immediate family members who are already Bellco FCU members are eligible to join.

Once you qualify, deposit a nominal amount, as small as $5, into a Member Savings account. Membership will be for life, even if you move, graduate, change houses of worship, or retire.

If you’re on the lookout for the best car loans available in Reading, PA, come to Bellco Federal Credit Union. For new or pre-owned automobiles, our lending options provide the best terms and rates to suit your lifestyle and your budget.