Car Loans Whitfield, PA

Whether you need to upgrade to a three-row SUV, purchase the first car for your newly licensed teen, or finance your mid-life-crisis vehicle, in Whitfield, PA, choose car loans from Bellco Federal Credit Union.

We provide flexibility and competitive terms within the financing packages we can offer to our members.

Bellco Federal Credit Union, owned by members, is a non-profit organization. Initially founded in 1938 as Bell Telephone Credit Union, our mission focuses on providing appropriate and beneficial services to the small businesses and citizens of Berks County.

Financing Your Auto Loan Purchase

Bellco Federal Credit Union welcomes members who’d like to finance a new or pre-owned vehicle purchase through the credit union. The rates that we provide are lower than traditional banks in most cases, and we have more flexibility to suit your budget and future plans.

The decisions and processing for loans through Bellco FCU occur locally, and our financial professionals provide each member with considerate service throughout the process. 

Loans for cars, trucks, and motorcycles aren’t the only lending that we offer. We can also provide impressive rates for purchases of all sorts of recreational vehicles ranging from travel trailers and RVs to ATVs, boats, jet skis, snowmobiles, and other options. Additional financial products include mortgages, home equity lending, credit cards, and checking and saving accounts.

Dealership Financing with Bellco Federal Credit Union

Bellco FCU functions as a partner for our members when they shop at a participating dealer. Check out the list of current participants before going to the dealer, and make sure that you relate your status as a Bellco FCU member when filing for an auto loan.

Secure your loan from us for a new or pre-owned purchase of a car, truck, or motorcycle. The terms and rates will be well worth the choice.

With any vehicle purchase, do a bit of pre-gaming. If you know the make and model of specific autos that strike your fancy, take the time to check the value. Internet shopping makes this even easier. Check out the dealers’ websites for inventory that you like.

When you go to the dealership and check out the vehicles, make sure to take a test ride. With a pre-approval in hand, you might even have a leg up in negotiations concerning price and down payment. Once you fill out the paperwork requesting an auto loan from Bellco FCU, the response will take a few minutes.

When approved, you’ll have to sign the contract, pay any down payment that’s required, and be on your way with your newly purchased automobile.

Membership Benefits Require Joining

To take advantage of the low rates and flexible terms that we’re able to offer, you’ll need to become a Bellco Federal Credit Union member.

Eligible applicants include those who live, work, worship, or attend school in Berks County and those who have immediate family members who are currently Bellco FCU members.

A minimal deposit of $5 within a Member Savings account is all that’s needed to establish part ownership and membership within the credit union. A Bellco Federal Credit Union member remains one for the rest of their life.

Bring leverage and financial preparedness to your auto purchase in Whitfield, PA, by choosing Bellco Federal Credit Union for your car loans.