Car Loans Berks County, PA

When considering car loans in Berks County, PA, Bellco Federal Credit Union should be your destination. We offer appealing terms and flexible financing to help fund your vehicles at the lowest possible cost.

Founded in 1938 as Bell Telephone Credit Union, Bellco Federal Credit Union is owned by its members and works toward benefiting members rather than making profits for shareholders. The Berks County small business owners and citizens benefit from our financial products and services.

Bellco FCU caters to all sorts of car buyers. You may prefer a high-end, new automobile or an older pre-owned vehicle. Either way, our financial professionals will consider the circumstances and relevant factors to provide the lowest rates and most appealing terms for your budget and lifestyle.

From Bellco FCU, you’ll gain:

  • A broad range of repayment terms;

  • Local processing and decisions;

  • Considerate and consistent service throughout the process.

Bellco Federal Credit Union can also finance vehicle needs other than those for cars, trucks, and motorcycles. Examples of such vehicles include RVs, ATVs, travel trailers, boats, jet skis, other watercraft, snowmobiles, and more.

We also provide various financial products and services like credit cards, mortgages, checking and saving accounts, and business services.

Financing at the Dealership through Bellco Federal Credit Union

The close working relationship that Bellco Federal Credit Union has with most of the dealerships in Berks County allows us to provide stress-free borrowing while you’re shopping at the dealership.

We offer a Dealership Financing Program that permits Bellco FCU members to apply and receive financing at the dealership. Simply inform the dealer of your status as a Bellco FCU member to trigger the program and access appealing and flexible terms and rates.

Additionally, you can actually become a Bellco Federal Credit Union member while at the dealership to apply for financing as a member and reap the benefits of such.

Upon approval for your financing and the completion of your sales contract, you’ll be the proud owner of your chosen vehicle and drive it away the same day.

Qualifying and Joining Bellco Federal Credit Union

Before becoming a member, you’ll need to establish eligibility. If you have an immediate family member who is already a Bellco FCU member, or if you go to school, work, reside, or worship in Berks County, PA, you qualify to join.

After establishing qualifications, you’ll be able to become a member once you’ve opened a Member Savings account with a nominal $5 deposit.

Membership is permanent. Once you are a member, you will remain one even if you retire, relocate across the country, or graduate from school.

Pre-Game Your Car Shopping Experience

Before stepping one foot into the dealership, secure a pre-approval through Bellco FCU and have a preliminary idea of the type of car you want to purchase.

With a pre-approval, you’ll be shocked by the amount of bargaining power you have. Making the sale is the ultimate goal, so dealers will be willing to negotiate when they know sales are approved.

When looking for car loans, come to Bellco FCU for the best terms and rates in Berks County, PA.