Business Banking Reading, PA

The best source of business banking in Reading, PA, is found here with Bellco Federal Credit Union. Whether your business is a startup or a long-established endeavor, we'll cater to your needs and ensure that your accounts work for your business's progress.

Why a Credit Union?

The owners of banks are ultimately shareholders, so employees' efforts concentrate on turning profits for those owners. Alternatively, a credit union's owners are its members, and the connection between the organization and its members can provide flexibility and consideration, elements that the rigid policies of a bank can't offer.

Business banking with a credit union brings a wealth of benefits.

  • Local Member Ownership

    • Local credit unions are committed to the community. Knowing the community's needs allows us to better help the businesses we serve. We at Bellco FCU, for instance, regularly provide Reality Fairs for financial education and help with various charities like Helping Harvest and more.

  • Lower and Fewer Account Fees

    • A conventional bank will charge fees for every instance it can possibly justify a charge. Maintenance fees, transaction fees, minimum fees, and more are typical, but credit unions like Bellco FCU offer services for less. Fewer and lower fees, higher interest rates on deposits, and lower rates on borrowing are typical of credit unions versus banks.

  • Compassionate Financial Business Service

    • Bellco Federal Credit Union prioritizes the needs of our members. We want to see the businesses we serve succeed; we respect your time and approach your needs based on your situation. Cookie-cutter service has no place in a credit union.

  • A Diverse Collection of Financial Resources

    • The mythology that banks offer more and better financial services and products than credit unions is far from reality.

Bellco Federal Credit Union offers many business products and convenient services, including Savings, Checking, Loans, and Online Banking. We participate in the network of credit unions that allows members to access accounts without charge at ATMs across the country, and we provide all of the mobile and online banking that modern consumers expect.

A relationship with a credit union is one that you'll find helpful year after year in your business.

Business Banking with Bellco Federal Credit Union

  • Business Savings

    • Competitive dividends on the entire balance

    • Free online banking, mobile banking, bill pay, and e-Statements

    • Low $5.00 minimum deposit

  • Business Checking Accounts

    • Business Checking

      • No minimum deposit to open

      • No minimum monthly balance to maintain

      • 150 FREE monthly items (deposit, withdrawal, ACH, and paid checks)

      • Over 150 items with a low $0.15 transaction fee

      • Visa Debit Card

      • Free account management products

    • Business Checking Plus

      • $100.00 minimum deposit to open

      • $1,000.00 minimum monthly balance ($15.00 service fee charged if under)

      • Earns 0.15% interest on deposited funds over $1,000.00

      • 300 FREE monthly items (deposit, withdrawal, ACH, and paid checks)

      • Over 300 items with a low $0.15 transaction fee

      • Free Visa Debit Card

      • Free account management products

    • Business Loans

      • Competitive rates

      • Real estate purchases and refinances

      • Commercial construction or expansion

      • Vehicle and equipment purchases

      • SBA 504 & 7A Financing

      • Business Credit Card up to $15k limit


Bellco Federal Credit Union provides business banking packages and services in Reading, PA, that will promote the success of your business endeavors. Contact us today to learn more!