Best Credit Union Interest Checking Accounts

If you’re looking for the best interest-bearing checking accounts, consider your local credit union! Bellco Federal Credit Union, for example, is the right choice for the citizens of Berks County, PA.

Bellco FCU, owned jointly by members, is a nonprofit federal credit union, established in 1938 as Bell Telephone Company. Our special products and services support the individuals and small businesses of the area. We offer all of the elements and features that you expect from a big bank, but those elements come with a hometown smile, local decisions, and friendlier terms.

We operate from the perspective of community improvement. Instead of working to earn profits for shareholders, we pass on would-be profits to in the form of higher interest returns, lower fees, and friendlier terms.

Checking Benefits Minus Fees, Plus Rewards

The fees paid to traditional banks for checking accounts can get pretty astronomical. Often these fees are hidden, disclosed but in such a way that’s unclear. Fees to look for include maintenance fees charged on an annual or monthly basis, minimum balance fees charged each month that your balance dips below a certain amount, and ATM fees encountered when you withdraw funds using a cash network beyond your network.

Avoid all of these fees by choosing Bellco Federal Credit Union. We put forth a plethora of checking account options that share the following features:

  • No monthly service fee

  • No minimum deposit to open account

  • No minimum balance requirements

  • Unlimited check writing

  • Free online banking with bill pay

  • Free mobile banking

  • Free eStatements

  • Free Visa® debit card

Four Checking Account Options From Bellco FCU

Classic Checking - perfect for first-time account holders

Kasasa Cash - offers 5% APY on balances up to $10k and 5-0.68% on higher balances. If qualifications aren’t met, this account still provides 0.01% APY. Account holders always receive refunds on ATM fees.

Kasasa Cash Back - provides 2% cash back on debit card purchases and nationwide ATM fee refunds

Kasasa Tunes - allows account holders to earn up to $5 each month to use on iTunes, Google Play, or Amazon downloads; offers a $20 sign on bonus to use with iTunes or Amazon; and provides nationwide ATM fee refunds.

Bellco Federal Credit Union Membership

Eligibility requires that prospective members go to school, have a residence, attend worship, or have employment with a business in Berks County, PA. The immediate family members - husbands, wives, children, parents, siblings, grandparents, and grandchildren - of current Bellco FCU joint member-owners are also eligible to join.

Once you qualify for membership, you can establish it by opening a Primary Members Savings account with a minimal $5 deposit. Membership remains for a lifetime, even if qualifying situations change. Furthermore, you’ll continue to have access to your account regardless of your location through participating credit union branches, ATMs, mobile banking, etc.

In addition to quality checking account options, choose Bellco FCU for savings accounts, vehicle loans, mortgages, home equity borrowing, credit cards, personal loans, retirement savings, and even small business financial needs.

Make your checking account work for you with an interest producing account at the best credit union in Berks County, PA: Bellco Federal Credit Union. Learn more by visiting one of our branches in Wyomissing and Sinking Spring, PA; call us at (866) 288-7660; or click here to contact us online.