Best Credit Union Checking Accounts in Reading, PA

If you’re searching for the best checking accounts available in Reading, PA, stop what you’re doing and read more about the options available from Bellco Federal Credit Union! We offer all of the modern conveniences along with the great rates and services of a hometown credit union.

In 1938, Bell Telephone Credit Union was born out of a desire of the employees to help one another by acting collectively. In the time since, we’ve evolved to serve the entire community of Berks County, PA, but we’re still owned by our members and out for doing the most good rather than making profits.

Residents, worshippers, employees, and students of Berks County qualify to join our credit union.

Types of Bellco FCU Checking Accounts

We offer our members several different checking account options. Each comes with free online banking, an easy and accessible mobile banking app, a Visa debit card, no service fee or minimum deposit, and easy check reordering.

All of the Kasasa checking accounts, starting with the Classic Checking Option, come with no basic service fee, no minimum deposit for opening, no minimum balance requirements, unlimited check writing, free online banking with bill pay, free mobile banking, free E-Statements, and a free Visa debit card.

The Classic Checking account option is ideal for your very first checking account. It’s straightforward to keep your money safe as you develop financial skills.

The Kasasa Cash Checking account puts your money to work for you. Not only do you qualify for refunds on ATM fees, but your balance will earn 2.00% APY for balances up to $10k. If you don’t meet the monthly qualifications, you’ll still earn 0.01% APY, more than you’ll get with a regular checking account elsewhere.

A Kasasa Cash-Back Account offers even more! Members can earn 2.00% cashback on debit card purchases and ATM fee refunds (nationwide). All you’ll have to do is use your debit card, go paperless with eStatements, and take advantage of online banking! Won’t you likely do these things anyway?

Kasasa Tunes Checking Accounts allow members to earn up to $5 per month in iTunes, Google Play, or Amazon downloads, $20 in iTunes or Amazon downloads when you open the account, and nationwide refunds on ATM fees.

Business owners can also take advantage of Bellco FCU’s impressive checking account options.

The standard business checking account has no minimum deposit when opened and no monthly minimum balance to maintain. The account allows 150 FREE monthly items and then 150+ items with a low $0.15 transaction fee. We’ll provide a free Visa debit card to handle purchase expenses and free account management products.

We also offer a Business Checking PLUS account. It requires a $100 minimum deposit to establish the account and a $1k minimum monthly balance with a $15 fee for months when the balance falls under $1k. When deposits are greater than $1k, you’ll earn 0.15% interest. This account comes with 300 FREE monthly items followed by 300+ items with a $0.15 transaction fee. For purchases, you’ll have a free Visa debit card and free account management products.

The best credit union checking accounts for the citizens and businesses of Reading, PA await your use here at Bellco Federal Credit Union. We make it our ultimate goal to help our members maximize their financial lives.