Auto Loans from Credit Unions Reading, PA

Plans to buy a new or used auto in Reading, PA, should be paired with auto loans from one of the foremost credit unions in the area, Bellco Federal Credit Union.

Financing a vehicle with us will save you a ton of money over the course of paying for your car, truck, or SUV. Bellco FCU provides an incredibly convenient way to apply and secure financing for your purchase along with benefits to members in the form of lower rates and friendlier terms than can be found with traditional banking institutions.

Join Bellco FCU if you’re a resident, employee, worshiper, or student in Berks County, PA, by establishing joint ownership-membership by depositing a nominal amount in a Member Savings account.

A federal credit union is an excellent resource for vehicle buyers. The mythology surrounding credit unions providing limited, subpar service needs to be dispelled. The fact that credit unions are nonprofit organizations allows them to offer better rates, friendlier terms, and greater flexibility.

Lower Interest Rates for Payments

Banks exist to make money for shareholders, but we, Bellco Federal Credit Union, work to help the community. We even provide a program with participating dealers in the area. This program allows Bellco FCU members to apply for financing at the dealer and get approval the same day.

The lending interest rate you’ll receive from us is usually much lower than those from other institutions.

Hometown Service and Community Improvements

When applying for auto loan financing, the process between a federal credit union and a bank will be similar, except for the flexibility of the decision-making process. Credit unions can look beyond the numbers at your overall financial life, and throughout the life of your car loan, you can depend on us to work with you as needed.

Convenient Borrowing Process

Bellco Federal Credit Union makes it easy to secure auto financing. From the dealership partnerships we have to online or in-person applications, we provide convenient options for members. We can even offer pre-approval to help negotiate the best deal possible during the buying process.

Additional Benefits for Bellco FCU Members

Make more on deposits, pay less for borrowing, and enjoy all the conveniences expected from the modern financial consumer. We offer:

  • Digital Wallet through Apple Pay or Google Pay

  • Bellco Easy Pay

  • Mobile Banking through a browser or app

  • Online Banking

  • E-Statements

  • TruStage Insurance

  • Auto Dealer Financing

  • Community Scholarship

  • ZOGO Financial Literacy

  • Phone Banking

  • Holiday Visa Gift Cards

  • Incoming and Outgoing Wire Transfers

  • Direct Deposit

  • Teller Services

  • ATM Locator and access to thousands of free-to-use ATMs throughout the US

  • Notary Services

  • Loan Protection

Straightforward Process for Joining the Ranks of Members

Credit unions welcome members with a shared qualification. In the case of Bellco Federal Credit Union, we welcome all residents, students, worshippers, and workers in Berks County, PA. We share a desire to see the community grow and advance with improved quality of life and area prosperity.

Once you show us that you’re eligible to join, you can establish a Member Savings account with a minimal amount of $5.00.

Next Steps

Auto loans from credit unions like Bellco Federal Credit Union in the Reading, PA, area are the smartest and easiest way to buy your next vehicle. Whether you’re on the hunt for a reliable used car for a teenager or an upgraded new vehicle for your family, allow our team to assist. Apply today by calling (610) 373-5192 or following this link.