Top Credit Unions in Reading, PA

Bellco Federal Credit Union is one of the top credit unions in Reading, PA, and will go above and beyond to meet your needs, whether you are looking for home lending solutions, credit or debit cards, auto loans, or an excellent savings program.

Bellco FCU is a member-owned, not-for-profit federal credit union. Since 1938, when we were known as the Bell Telephone Credit Union, we have provided unique financial products and services to individuals and small businesses in Berks County.

How Credit Unions Differ From Banks

One of the primary differences between credit unions and banks is that banks are in business to make a profit for shareholders. Credit unions were created to enable people to pool their financial resources to help themselves and other members of their community.

Bellco FCU provides a level of service that is generally not available at other banks and financial institutions. Our earnings from interest on loans and credit cards are returned to members in the form of low-interest rates on loans, high-yield investment accounts, and low- or no-fee easy access account services.

When you join a credit union like Bellco FCU, you become a partial owner and have an equal voice in the decisions that are made, no matter how much money you have on deposit.

Why Choose Bellco FCU?

Bellco FCU has two convenient branches in Wyomissing and Sinking Spring, PA. For even greater convenience, members have access to 5200+ CO-OP branches nationwide and around the world where they can access their accounts and get answers to their questions, even when away from home.

Members also enjoy nationwide access to thousands of surcharge-free ATMs; fast, free, and easy to use online banking and bill pay services; and three convenient forms of mobile banking via web browsing, app download, and text banking.

Looking for a new car, boat, or recreational vehicle? Bellco FCU is a great resource for competitive rates, easy terms, and convenient application processing. You can even finance your new vehicle while sitting at the dealership!

Bellco FCU also offers home mortgage loans, home equity loans, and home equity lines of credit with low rates and affordable payments. Our knowledgeable loan advisors can help you establish a home mortgage loan that suits your unique needs.

Next Steps

Become a member of Bellco FCU and take advantage of our competitive interest rates and other valuable benefits that can help you become financially empowered.

Bellco FCU offers membership to people who live, work, worship, or attend school in Berks County, PA, including immediate family members, such as your spouse, children, siblings and parents. 

By opening a primary savings account with as little as $5 and following a few simple steps, you can quickly become a member. And, once you join Bellco FCU, you can remain a member for life, whether you leave your current employer, retire, or move away. 

When evaluating the top credit unions in Reading, PA, consider Bellco FCU. Join today and enjoy high rates and rewards and the kind of efficient, friendly service only your local credit union can provide