Small Business Loans Sinking Spring, PA

Let’s be honest – you can find small business loans at any financial institution in Sinking Spring, PA. But how many of those institutions can say they have your best interests at heart? 

Bellco FCU is a member-owned, not-for-profit federal credit union that has provided unique financial products and services to individuals and small businesses in Berks County since 1938.  We offer lower rates on business loans, faster loan approval, more flexibility on business checking accounts, better returns on savings accounts, free financial education, and more.

Why Choose Bellco?

Large banks and financial institutions are profit-driven, not relationship-driven. While they are an obvious choice when you need a loan, you may discover that credit unions are very interested in helping small businesses in the communities they serve and ready to support you on your road to success.

At Bellco FCU, we value our member-owners and want to help you get the most out of your relationship with us. When you need help getting your small business off the ground, you will find no greater ally than Bellco FCU! 

Banks generally charge the highest rates and fees that the market will bear because they are focused on shareholder returns instead of member value. As profit-making enterprises, they often focus on making large business loans, which can leave the small business owner at a disadvantage.

At Bellco, the financial products we offer, such as small business loans, credit cards, home equity loans, mortgages, and auto loans, typically come with lower interest rates and fewer fees. You may also qualify for a smaller business loan than you would find at a bank.

You may also be able to get small business loans more quickly at a credit union than a bank. Applications are reviewed just as stringently as at other financial institutions, but the decisions and the decision-making staff are right here in Pennsylvania. This can speed up the lending process considerably.

Your deposits are insured by the federal National Credit Union Administration (NCUA), in a similar fashion as bank deposits are insured by the Federal Deposit Insurance Corporation (FDIC). Both organizations provide insurance coverage on deposits up to $250,000 per customer. 

As you work on building your business, forming a relationship with a community credit union you can trust, one with your best interests at heart, can make all the difference in the world. Bellco FCU wants to help you reach your goals and make your dreams happen.

Who Can Join Bellco FCU?

Bellco FCU membership is open to individuals who live, work, worship, or attend school in Berks County, PA, and their immediate family members. 

If you are not already a member, consider opening a Bellco Business Savings account. Deposit a minimum of $5 to establish and maintain your membership, and take advantage of other Bellco FCU accounts and services.

As you consider small business loans in Sinking Spring, PA, join Bellco FCU today and take advantage of superior rates and fewer fees. We can be your greatest business ally!