Small Business Loans Reading, PA
Get the funds your small business in Reading, PA needs and boost your chances of success with low-interest rates on loans, no-minimum-balance business checking and savings accounts, and a variety of free account management services from Bellco Federal Credit Union.
It’s been almost 80 years since Bell Telephone employees formed Bell Telephone Credit Union in 1938. Today, Bellco FCU remains a member-owned, non-profit federal credit union, and continues to offer unique financial products and services to people and small businesses in Berks County, PA.
Membership is open to individuals who live, work, worship, or attend school in Berks County, PA, and their immediate family members. If you are not already a member, consider opening a Bellco Business Savings account. Deposit a minimum of $5 to establish and maintain your membership, and enjoy the benefits of Bellco FCU’s accounts and services.
Benefits of Getting a Small Business Loan from Your Credit Union
Most businesses need to borrow money from time to time, whether to fund a startup operation, expand an existing business, or just make it through a rough patch.
Due to our not-for-profit status, credit unions like Bellco FCU return revenue back to members in the form of lower fees and competitive interest rates. Also, because we are owned by members, decisions are made locally, and personal banking relationships are emphasized.
Lower fees and better rates: Due to our not-for-profit status, we return revenue back to our members in the form of lower fees and competitive interest rates compared to those you might find at a bank. Bellco FCU offers a variety of rates with flexible terms.
Streamlined, local loan approval: While we stringently review small business loans like any other financial institution, we take into account our relationships with business owners in the community we serve. The services, advice, and decision-making process at Bellco FCU are done locally, by people you know and who know you, which considerably speeds up the loan approval process.
Other Business Services
Most banks charge service fees for business checking accounts, and some require you to maintain high balances. Bellco FCU offers affordable, no-hassle, no-minimum-balance business checking accounts that provide a comprehensive solution for managing your everyday business transactions without complicated fees and account restrictions.
Bellco FCU also offers other financial services and products that support your business objectives. Manage all of your accounts online or on your smartphone, 24 hours a day, seven days a week with FREE banking services. View your account balances and transaction history, transfer funds, pay bills, and more from wherever you have Internet access.
With low fees and competitive rates, Bellco FCU offers small business loans in Reading, PA, to help you grow your business. Visit us to see how we work to help you develop your plans while making the lending process as seamless as possible.