Small Business Loans Berks County, PA

Bellco Federal Credit Union offers small business loans that can help members in Berks County, PA grow their companies. Using a credit union has several advantages. Find out more about the benefits of doing business locally.

Bellco FCU is a member-owned, not-for-profit federal credit union that has provided unique financial products and services to individuals and small businesses in Berks County since 1938.  We offer lower rates on business loans, faster loan approval, more flexibility on business checking accounts, better returns on savings accounts, free financial education, and more.

When you need help getting your small business off the ground, you may find no greater ally than Bellco FCU! 

Unwavering Support

Large banks and financial institutions are profit-driven, not relationship-driven. While they are an obvious choice when you need a loan, you may discover that credit unions are very interested in helping small businesses in the communities they serve and ready to support you on your road to success.

In contrast to banks, credit unions exist to serve their members. They were created to enable people to pool their financial resources to help themselves and other members of their community.

Earnings from interest on loans and credit cards are returned to members in the form of lower fees and competitive interest rates. We also place greater emphasis on personal banking relationships. Our dedicated and experienced professionals genuinely listen to your needs and offer solutions with the compassion of a true neighbor.

Lower Fees; Better Rates

Banks generally charge the highest rates and fees that the market will bear because they are focused on shareholder returns instead of member value. As profit-making enterprises, they often focus on making large business loans, which can leave the small business owner at a disadvantage.

At credit unions like Bellco FCU, financial products, such as small business loans, credit cards, home equity loans, mortgages, and auto loans, typically come with lower interest rates and fewer fees. You may also qualify for a smaller business loan than what you would find at a bank.

Local Loan Approval

You may also be able to get small business loans more quickly at a credit union than a bank. Applications are reviewed just as stringently as at other financial institutions, but the decisions and the decision-making staff are right here in Pennsylvania. This can speed up the lending process considerably.

Other Business Services

Consider Bellco FCU for your business checking savings account services as well. 

Bellco Business Checking comes complete with no minimum balance or direct deposit requirements, a suite of easy-to-use internet and smartphone services, and a Bellco Visa® debit card.

A Bellco Business Savings account establishes and maintains your membership with Bellco FCU so you can pursue other Bellco FCU accounts and services. Deposit a minimum of $5 to open and maintain your credit union membership, earn competitive dividends, and enjoy free eStatements, free online banking and bill pay, and free mobile banking. 

If you have a great plan for taking the business world by storm, Bellco FCU in Berks County, PA, offers small business loans that can help you do just that! Contact us today to find out more.