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New & Used Vehicle ................ 1.99%*
Fixed Rate Home Equity ........... 2.99%*
Visa Platinum Credit ................. 4.99%*
Student Choice ......................... 5.50%*
Click here for all rates, terms and disclosures
*APR= Annual Percentage Rate
 

Current Loan Rates PDF Print E-mail

Rates effective as of April 17, 2014. Rates subject to change without notice.

Home Equity Loans
TERM
APR*
Up to 80% LTV
Up To 36 Months
as low as 2.99%
37 To 59 Months
as low as 3.49%
61 to 120  Months
as low as 4.24%
121 To 180 Months as low as 4.99%
80.01% to 85% LTV
 
Up To 36 Months
as low as 3.99%
37 To 59 Months
as low as 4.49%
61 to 120  Months as low as 4.99%
121 To 180 Months
as low as 5.24%
Bellco Federal Credit Union offers Fixed Rate Home Equity Loans and Home Equity Lines of Credit. Please call 610.373.5192 to schedule an appointment with one of our loan representatives to discuss Home Equity Loan options.
*APR is the Annual Percentage Rate.



 

HELOC
TERM
APR*
Up To 80% LTV
Revolving
as low as 4.00%
80.01% - 85% LTV
Revolving
as low as 4.25%
Your rate may vary depending upon your individual credit score.
*APR is the Annual Percentage Rate.



 

First Mortgage Loans 
(Up to 30 Years)
                                                                                                    
TERM
RATE
10 Year Conventional Fixed Mortgage Loan     0 Points 120 Months
3.125%
10 Year Conventional Fixed Mortgage Loan     3 Points 120 Months
2.750%
15 Year Conventional Fixed Mortgage Loan     0 Points 180 Months 3.500%
15 Year Conventional Fixed Mortgage Loan     3 Points 180 Months 3.000%
20 Year Conventional Fixed Mortgage Loan     0 Points 240 Months 4.125%
20 Year Conventional Fixed Mortgage Loan     3 Points 240 Months  3.750%
30 Year Conventional Fixed Mortgage Loan     0 Points 360 Months 4.500%
30 Year Conventional Fixed Mortgage Loan     3 Points 360 Months 4.125%
Bellco also offers Jumbo Mortgages and Adjustable Rate Mortgages, for rates and details contact  a Home Loan Professional from the Bellco FCU Mortgage Department at 610-373-5192, option 4
Mortgage Rates Effective as of 04/17/2014 
*APR=Annual Percentage Rate. Interest rates shown are for conventional fixed mortgage loans. Rates may change daily, are subject to change without prior notice, and apply to loans up to Fannie Mae’s conventional mortgage loan limits. Payment example: 360 monthly payments at 5.250% APR with no insurance produces a payment of $5.53 per $1,000.00 borrowed. Please contact us for current interest rate information, mortgage loan limits, a fee schedule or down payment requirements at 610-373-5192, option 4.
 

 
 

New Vehicle, Boat, Motorcycle Loans
TERM
APR*
 
01 - 36 Months
as low as 1.99%
37 - 72 Months
as low as 3.24%
73 - 84 Months
as low as 4.49%
 
 
Bellco will finance up to 100% of new vehicles. Your rate may vary depending upon your individual credit score.
*APR is the Annual Percentage Rate.



 
Used Vehicle, Boat, Motorcycle Loans (2004 or newer)
TERM
APR*
 
01 - 36 Months
as low as 2.49%
37 - 72 Months
as low as 3.49%
73 - 84 Months
as low as 5.49%
 
 
Your rate may vary depending upon your individual credit score.
*APR is the Annual Percentage Rate.



 

Student Choice Private Student Loans
TERM
APR*
Minimum (Annually): $1,000; Cost of attendance less other financial aid received. Maximum (throughout college career): $75,000. The Student Choice Private Student Loan is a Line of Credit Loan; co-signer required.
20 years if balance is <$40,000
25 years if balance is >$40,000
as low as 5.50%
Your rate may vary depending upon your individual credit score.
*APR is the Annual Percentage Rate.


 
 

Personal Loans
TERM
APR*
Maximum $20,000.00
0 - 60 Months
as low as 8.49%
Your rate may vary depending upon your individual credit score.
*APR is the Annual Percentage Rate.



 
Seasonal Loans (Vacation & Holiday Loans)
TERM
APR*
Maximum $2,000.00
0 - 12 Months
as low as 6.99%
Your rate may vary depending upon your individual credit score.
*APR is the Annual Percentage Rate.



M

ximum loan amount: $10,000aximum loan amount: $10,000

 
Savings-Secured Loans
TERM
APR*
 
Up To 10 Years
Savings Rate + 2.75% APR
Your rate may vary depending upon your individual credit score.
*APR is the Annual Percentage Rate.



 

VISA Credit Card - Apply online today!
TERM
APR*

Revolving 4.99% introductory rate. As low as 7.99% after first six months.

Your rate may vary depending upon your individual credit score.
*APR is the Annual Percentage Rate.

All rates listed “as low as” may vary depending upon your individual credit score.

Last Updated on Friday, 18 April 2014 19:36