Savings Accounts Reading, PA

Whether you are building up your nest egg, or just getting started, Bellco Federal Credit Union in Reading, PA, offers savings accounts that will help your money grow.

Bellco FCU is a member-owned, not-for-profit federal credit union that has been offering unique financial products and services to individuals and small businesses in our local communities since 1938.  

Unlike for-profit banks that earn profits for their shareholders, we return earnings to Bellco FCU members in the form of low-interest rates on loans, high-yield investment accounts, low- or no-fee checking and savings accounts, and the friendliest service.

Personal Savings Accounts

Open the door to savings opportunities with our Primary Savings Account. Bellco FCU makes it easy to set aside money for college tuition, a car, a new home, your retirement — whatever you need most at this stage in life – by depositing and maintaining a low $5 balance. The account features:

  • Free eStatements

  • Free Online Banking

  • Free Mobile Banking 

  • No monthly service fee

  • Access to shared branches nationwide

  • Access to over 30,000 surcharge-free ATMs

If you’re planning the ultimate holiday trip or vacation, a Holiday/Vacation Club account enables you to set aside small deposits — of any size — throughout the year and transform today's dream into tomorrow's exciting reality.

Earn more on your hard-earned savings with a Money Market Account that offers competitive, tiered dividends. Or earn a notably higher dividend rate with lucrative Share Certificates that provide more guarantees than other risky investments. 

Members can also teach their children the importance of saving with Bellco’s Right Start Youth Account Services for children 0 — 12, 13 — 17, or 18 — 23.

Business Savings Accounts

Bellco FCU offers a variety of products and services that will support your business objectives. We also offer virtually all of the same technological amenities you would find at your local bank, such as internet banking, online and mobile banking, and debit cards.

Our Business Savings account establishes and maintains your membership with Bellco FCU with a $5 minimum deposit and enables you to pursue our other accounts and services. It features:

  • Competitive dividends earned on entire balance

  • A simplified saving solution for a wide range of needs

  • FREE online banking & bill pay

  • FREE mobile banking

  • FREE eStatements

Who Can Join Bellco FCU?

You can become a member of Bellco FCU if:

  • You live, work, worship, or attend school in Berks County, PA;

  • You are in the immediate family (spouse, parents, children, siblings, grandparents) of a Bellco FCU member, no matter where you live.

Once you join Bellco FCU, you can remain a member for life, whether you change jobs, retire, or move out of Berks County. 

Becoming a member of Bellco FCU in Reading, PA, is a simple process. Open a savings account with a small investment and take advantage of huge rewards!