Personal Loans Whitfield, PA

In most cases, you will pay less interest on personal loans at credit unions than at banks. If you live in Whitfield, PA, consider joining Bellco FCU in to take advantage of competitive rates and other valuable benefits that can help you become financially empowered.

Bellco FCU is a member-owned, not-for-profit federal credit union. Since 1938, when we were known as the Bell Telephone Credit Union, we have provided unique financial products and services to individuals and small businesses throughout Berks County. 

Our members enjoy greater access to free or discounted services, higher savings rates, and lower loan rates in comparison to most for-profit banks and financial institutions that value profits over people.

Are You Eligible to Join Bellco FCU?

Bellco FCU membership is open to individuals who live, work, worship, or attend school in Berks County, PA, as well as their immediate family members. 

If you are not already a member, open a primary Member Savings account, deposit a minimum of $5 to establish and maintain your membership, and take advantage of Bellco FCU accounts and services.

When you join Bellco FCU, you will remain a member for the rest of your life, even if you change jobs, retire, or move away from Berks County. You also become a partial owner and have an equal voice in how your credit union is run, no matter how much money you have on deposit. 

Consumer Loans & Other Services

Bellco FCU offers competitive rates on personal loans for a wide variety of needs, such as education expenses, vehicle repairs, family vacations, and personal projects, with repayment terms that can be customized to fit your budget. 

Personal loans are most useful for larger purchases that you realize will take you more than a year to repay. Whether you need to borrow $1,000 or more and need more than 15 to 18 months to pay it off, or you need to borrow $5,000 or more (more than the credit limit on many credit cards), a personal loan can be a great option.

Because we are smaller than a traditional bank and exist only to serve the members of our community, decisions on lending and other services are made internally, right here in Pennsylvania, which can speed up the lending process.

Looking for a new car, boat, or recreational vehicle? Bellco FCU is a great resource for competitive rates, easy terms, and convenient application processing. You can even finance your new car or truck while sitting at the dealership!

Bellco FCU also offers home mortgage loans, home equity loans, and home equity lines of credit with low rates and affordable payments. Our knowledgeable loan advisors can help you establish a loan that meets your unique needs.

For credit cards, with or without rewards programs, Bellco FCU offers Platinum Preferred Visa® cards with no annual fees, competitive rates, online banking capabilities, and a number of protections and benefits you won’t find anywhere else. 

If you are a Whitfield, PA resident looking for customized personal loans that align with your goals, join Bellco FCU for great options.  We focus on meeting the needs of our members with the lowest possible loan rates.