Personal Banking in Berks County, PA

Deciding between a bank and a credit union in Berks County, PA, is an important decision. When you do your personal banking at Bellco FCU, we will help you accomplish your financial goals and save you a lot of money in fees.

Bellco FCU is a member-owned, not-for-profit federal credit union that has been offering unique financial products and services to individuals and small businesses in our local communities since 1938.  

Unlike for-profit banks that focus on maximizing profits for their shareholders, we return earnings to Bellco FCU members in the form of low-interest rates on loans, high-yield investment accounts, low- or no-fee checking and savings accounts, and friendly service. Our members and their financial needs are our top priority!

Fee-Free Checking and Savings Accounts

Bellco FCU is proud to offer attractive checking account and savings account options that require no monthly service fees, no minimum deposits to open, and no minimum balances to carry. Members also enjoy special features, such as nationwide access to thousands of surcharge-free ATMs, free online banking and bill pay, free mobile banking, free eStatements, and more.

We have two convenient branches in Wyomissing and Sinking Spring, PA. For even greater convenience, members have access to 5200+ CO-OP branches nationwide and around the world where they can access their accounts and get answers to their questions, even when away from home.

Attractive Credit Card Options

Whether you are looking for credit cards, with or without rewards programs, Bellco FCU offers Platinum Preferred Visa® cards that feature no annual fees, competitive rates, online banking capabilities, and a number of protections and benefits that you won’t find anywhere else. 

Consumer Loans & Other Services

Looking for a new car, boat, or recreational vehicle? Bellco FCU is a great resource for competitive rates, easy terms, and convenient application processing. You can even finance your new vehicle while sitting at the dealership!

Bellco FCU offers home mortgage loans, home equity loans, and home equity lines of credit with low rates that result in affordable payments. Our knowledgeable loan advisors can help you establish a home mortgage loan that suits your unique needs.

Who Can Join Bellco FCU?

You are eligible to join Bellco FCU if:

  • You live, work, worship, or attend school in Berks County, PA;

  • You are in the immediate family (spouse, parents, children, siblings, grandparents) of a Bellco FCU member, no matter where you live.

By opening a primary savings account with as little as $5 and following a few simple steps, you can quickly become a member. And, once you join Bellco FCU, you can remain a member for life, whether you change jobs, retire, or move out of Berks County. 

When you are ready to take advantage of the best personal banking options in Berks County, PA, get in touch with Bellco FCU to learn more. If you are not already a member, join today and enjoy high rates and rewards and the kind of efficient, friendly service only your credit union can provide.