Mortgage Wyomissing, PA

Are you buying or refinancing a home in Wyomissing, PA, and looking for a mortgage with the best possible rates? The trusted and experienced professionals at Bellco FCU will listen to your needs with the compassion of a true neighbor and help you choose the best solution.

About Bellco 

In 1938, Bell Telephone employees formed Bell Telephone Credit Union. They wanted to establish a financial institution they could trust, one where they would have a voice, and one that would help fellow employees obtain hard-to-get loans.

Now, almost 80 years later, Bellco FCU, a member-owned, not-for-profit federal credit union, continues to offer unique financial products and services to individuals and small businesses in Berks County, PA. 

Unlike for-profit banks that are focused on earning profits for their shareholders, we return our earnings to Bellco FCU members in the form of low-interest rates on loans, high-yield investment accounts, low- or no-fee checking and savings accounts, and the friendliest service.

Who Can Join Bellco FCU?

Bellco FCU membership is open to individuals who live, work, worship, or attend school in Berks County, PA, and their immediate family members. If you are not already a member, consider opening a primary Member Savings account. Deposit a minimum of $5 to establish and maintain your membership, and take advantage of other Bellco FCU accounts and services.

Affordable Mortgage Options

Bellco FCU offers a variety of home loans on primary residences, vacation homes, and investment properties, such as:

30-year home mortgage: The most popular home loan in the nation offers monthly payments that are more budget-friendly than mortgages with shorter terms. It is a great choice if you plan to live in your home for many years and want the security of a consistent monthly payment that won’t change over the life of your loan.

15-year home mortgage: If your budget has room in it for a larger monthly payment, the 15-year fixed-rate mortgage provides several advantages. You’ll pay less mortgage interest, build equity faster, and own your home in half the time.

Adjustable-rate mortgage: An adjustable-rate mortgage (ARM) features an initial interest rate for a defined term and then fluctuates over the life of the loan, with payments adjusting up or down to reflect the changing rate. The initial rate is often lower than other fixed-rate mortgage options. 

FHA mortgage: This mortgage is one of the easiest to qualify for because it requires a low down payment (typically 3.5%), and has easier credit guidelines. Loans can be either adjustable-rate mortgages or fixed-rate mortgages and are available for both purchases and refinances.

VA mortgage: VA home mortgages are backed by the U.S. Department of Veterans Affairs and are designed to help eligible veterans, reservists, active-duty service members, and some surviving spouses purchase a primary residence. Buyers with less-than-perfect credit and limited funds available for down-payment can still become homeowners.

Whether you are looking for an affordable home mortgage in Wyomissing, PA, or any of our other excellent financial products and services, join today and experience the Bellco FCU difference!