Mortgage Lenders in Fleetwood, PA

If you are ready to start shopping for a home in Fleetwood, PA but need financing, Bellco Federal Credit Union is one of the best mortgage lenders in Berks County and offers a variety of affordable mortgage solutions. 

About Bellco FCU

In 1938, Bell Telephone employees formed Bell Telephone Credit Union. They wanted to establish a financial institution they could trust, one where they would have a voice, and one that would help fellow employees obtain hard-to-get loans.

Now, nearly 80 years later, Bellco FCU, a member-owned, not-for-profit federal credit union, continues to offer unique financial products and services to individuals and small businesses in Berks County, PA. 

Unlike for-profit banks that are focused on earning profits for their shareholders, we return our earnings to Bellco FCU members in the form of low interest rates on mortgages and other loans, high-yield investment accounts, low- or no-fee checking and savings accounts, and the friendliest service.

If you live, work, worship, or go to school in Berks County, PA, simply open a Member Savings account with as little as $5, and establish your membership in a few simple steps. Then, take advantage of our competitively low rates for home purchase, refinance, or construction.

A Wide Range of Mortgage Solutions

Whether you’re ready to purchase your first home or want to upsize, downsize or refinance, we offer mortgage options that are right for you, with competitive rates and flexible terms:

  • Fixed Rate: A fixed-rate mortgage has a fixed interest rate for the entire term of the loan, typically 15 or 30 years. Since the interest rate is locked in, your payment will be the same every month. A fixed rate mortgage is an excellent choice if you plan to live in your home for many years and want the security of a monthly principal and interest payment that won’t change. 

  • Adjustable Rate (ARM): Adjustable rate mortgages have an introductory interest rate that lasts for a specified time period and then adjusts up or down every year for the remaining time period. 

  • FHA: An FHA mortgage is a government-backed mortgage with less stringent down payment and credit requirements than those of conventional home loans, making it one of the easiest home loans to qualify for.  The initial costs can be significantly lower than other mortgage options. 

  • VA: VA home mortgages are backed by the U.S. Department of Veterans Affairs to help eligible veterans, reservists, active-duty service members, and some surviving spouses purchase a primary residence by offering excellent mortgage terms that most conventional and FHA mortgages cannot match.

  • USDA: USDA Rural Housing loans are backed by the US Department of Agriculture and, when borrowers meet the income requirements, can be a great home financing option, with lower rates than conventional mortgages and other government-backed mortgages, such as FHA and VA home loans.

You will find many mortgage lenders, but Bellco FCU has the tools, information and expertise to help you make the best decisions on financing your Fleetwood, PA property. Get in touch with us today to learn more!