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Buying a home can be an intimidating process, especially for a first time buyer. However, we here at Bellco Federal Credit Union believe in people helping people and we want to help you on your journey to home ownership! We have online mortgage calculators available as well as a team of financial experts who can assist you in fulfilling your dream of home ownership!

There's nothing quite like coming home to a house all your own. Maybe you've been renting for years and you're ready to make the exciting leap into home ownership. Maybe you already own, and you're looking to upgrade or downsize to fit your new lifestyle.

No matter what your situation, Bellco FCU's locally-knowledgeable loan advisors are here to help you establish the affordable home mortgage loan that suits your unique needs.


  • Competitively low rates for home purchase, refinance, or construction
  • Available for primary residence, vacation homes, or investment properties
  • Select from a wide range of repayment terms customized to fit your life
  • A variety of financing programs available
    • Fixed rate mortgages
    • Adjustable rate mortgages
    • USDA Rural Housing Loans
    • FHA Loans
    • VA Loans
    • First-Time Homebuyer specials
    • Construction Loans
  • Expert lenders with knowledge of the local market
  • Free pre-approval for added confidence when securing the loan
  • Refinance your current home to potentially lower your rate
  • Local decision making and processing
  • Attentive, friendly service from start to finish