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You might still owe on your mortgage, but that doesn't mean you should sacrifice your dreams. You can use the investment you've already made in your biggest asset — your home! — to pursue all new plans. Whether your plans are to remodel your home, put money towards your child’s education or consolidate your debt, we have a loan that can help!

Use the equity you have put into your home as collateral to fund new projects, vacations or other purchases. Our home equity loans offer flexible terms for up to 15 years. Bellco Federal Credit Union offers competitive rates and our local and community focused mindset allows us to give back to our members by offering fewer fees and lower rates. Let us help you transition your existing equity into future aspirations. Stop into one of our conveniently located branches in Sinking Spring or Wyomissing and start the local loan process today.


  • The existing equity in your home is used as collateral backing*
  • Competitive rates for several short-term or one-time needs
    • Education expenses
    • Major life events
    • Home remodel projects
    • Debt consolidation
    • And even more!
  • Select from a wide range of repayment terms customized to fit your life
  • Local, Pennsylvania decision-making and processing
  • Attentive, friendly service from start to finish
  • Bellco Loan Protection available. Learn more.

* A Home Equity Loan is based upon the amount you still owe on your home and the appraised value of your home.