Loan Rates Reading, PA

Borrowing to meet your present or future financial needs is a part of modern life. If you can find a financial institution worthy of your loyalty, you’re fortunate. Bellco Federal Credit Union in Reading, PA, can be your source for great loan rates and terms, fewer fees for checking and saving accounts, and compassionate service with every call or visit. 

Owned and managed by credit union members, Bellco FCU is a not-for-profit financial institution. We were originally founded as Bell Telephone Credit Union in 1938, and as we’ve evolved, we have continually offered valuable, friendly service to citizens and businesses of the community in Berks County. 

With membership comes key benefits including less expensive and even free services, better rates on savings accounts, and preferable terms and rates on loan products when set against traditional banking institutions. We put the community first rather than profits. 

When Loans Are the Answer

Personal, home, and auto loans are all available at Bellco Federal Credit Union. 

Bellco FCU can offer local processing and decision making for both secured and unsecured borrowing. The difference between secured and unsecured borrowing is whether or not you use collateral to back the loan. A secured loan, like a mortgage or auto loan, uses the property as backing. If you fail to repay the loan, you will lose the car or home in question.

Alternatively, an unsecured loan is a personal loan that you arrange for without collateral. You borrow based on your promise to repay. These loans generally occur when you face unexpected or large expenses like holidays, car repairs, or vacations.

Loans are often for fixed amounts with fixed terms. Repayment will also be a fixed amount on a fixed schedule for a fixed period. The loan and its repayment terms will be absolutely straightforward and clear. 

Bellco Federal Credit Union also provides access to credit cards or home equity lines of credit for incremental expenses. 

No matter the type of borrowing you need, we offer our members the perfect solution. Come in or call anytime to speak with our friendly, professional staff to determine what’s right for your present and future financial situation. 

We can be your financial partner to help you meet each of life’s milestones and overcome life’s hurdles. Our broad range of financial services, products, and tools will help you meet your goals in a way that allows you to work your budget well. 

Reaping the Advantages of Membership in Bellco Federal Credit Union

Membership in Bellco Federal Credit Union is accessible to all whose job, residence, school, or house of worship lies within Berks County, PA. Members’ immediate family members, including parents, children, siblings, and grandparents, are also eligible for membership. 

To become a member, open a primary savings account with at least a $5 deposit to begin the process of establishing membership.Once membership begins, it will continue for the rest of your life. Job changes, relocations, and any other life change will not affect your membership status. 

We’re out to make community enhancements, not profits. If you need low loan rates, superior checking and saving accounts, and an expert’s advice, we offer the Reading, PA, area just what it needs.