Lending for Homebuyers in Berks County, PA

Whether you’re a first-time home buyer or a potential real estate investor, choose Bellco Federal Credit Union. We provide various types of lending for homebuyers in Berks County, PA, that will keep your financial and home ownership goals on track. 

The goal of banks is to maximize profits for shareholders through high interest rates, nonsensical fees, and rudimentary customer service. 

Bellco Federal Credit Union is not a bank, but we offer all of the benefits of one. Our goal is to enhance the community and provide financial flexibility and friendliness along with special financial products and services – including a number of different mortgage options.

Instead of just heading to the mortgage broker and accepting the first offer you receive, take the few steps necessary to become a member of Bellco Federal Credit Union. You’ll benefit by saving money, time, and stress. 

Our membership eligibility extends to all who reside, work, worship, or attend school in Berks County, PA. Members’ immediate family members, including parents, grandparents, children, and siblings, also meet eligibility requirements.

Those who qualify and wish to join the credit union won’t have to follow many steps. Start a Member’s savings account with a small deposit. After joining Bellco FCU, your credit union membership status will be lifelong. 

Take Out a Thirty-Year Mortgage for Your Forever Home

The most common mortgage option in the US is the 30-year fixed-rate home loan. Borrowers will enjoy a set interest rate for the entire loan term. Your monthly payment will be stable, predictable, and low. 

A 30-year mortgage is the best option for your forever home because you’ll be there long enough to take your time building equity and repaying the loan. 

While a 30-year mortgage is the traditional home loan product for most US citizens, it’s by no means the only one we offer here at Bellco Federal Credit Union. Other home mortgage options include the following:

  • 15-year fixed rate mortgage

  • Adjustable Rate Mortgage (ARM)

  • VA home loans

  • USDA home loans

  • FHA mortgages

  • Jumbo loans

Your dream of owning real estate is just the right mortgage product away! Why not take advantage of the courteous and knowledgeable professionals here at Bellco FCU to make sure that you match your goals to the right mortgage product?

One of our team members here at Bellco FCU is always ready to assist with your application process. You will need to be able to verify residence, income, and assets. We will also consider your credit score, debt-to-credit ratio, and other relevant factors to determine whether you qualify and how high your interest rate should be. We also offer pre-approvals that can give you greater leverage during negotiation. 

Homebuyers in the market for lending in Berks County, PA, should consider Bellco FCU. Our numerous mortgage options and low rates and fees will put you on the right path to real estate ownership. Becoming a member will also open the door to all of the other products and services we offer from checking and savings to personal loans and more!