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Is it time to upgrade to a newer, more reliable vehicle? Get great rates on auto loans and financing at Bellco Federal Credit Union in Wyomissing, PA!

Bellco FCU can help you save money on your auto loan from the day you drive off the lot. We offer members an easy online loan application, quick processing, and other great options when financing their cars, trucks or motorcycles.

We also offer competitive rates for loans on a wide range of recreational vehicles, including ATVs, travel trailers, boats, personal watercraft, snowmobiles, and more.

You are eligible to join Bellco FCU if you live, work, worship, or attend school in Berks County, PA, or the immediate family member of a member. Join Bellco FCU by opening a primary savings account with as little as $5!



Auto Loan Program

Enjoy these features on auto loans from Bellco FCU:

  • Competitively low rates on new or used car, trucks and motorcycles
  • Wide range of affordable payment options
  • Pre-approval for extra bargaining power at the dealership
  • Local Pennsylvania decision-making and processing
  • Friendly, knowledgeable service from start to finish
  • Refinancing your current vehicle loan is also available

Dealership Financing Program

Could it be any easier than financing for your vehicle loan right at the dealer? When you visit one of Bellco FCU’s participating dealers in Berks County, you’ll be able to apply for your loan and complete all the paperwork right at the dealership.

Just mention that you are a member of Bellco Federal Credit Union, and your loan will be financed through the Credit Union. If you’re not yet a member of Bellco FCU, you can join at any of these same dealerships and start the loan process on the spot.

Car Buying Tips

We all fantasize about a new car, but the car-buying process can be a headache. Here are some tips to make it easier for you.

Research: Knowing exactly what you want will help you get exactly what you want. Read reviews and consumer reports, ask colleagues and friends, compare the options between different vehicles, go for test drives, and try to narrow down your search to the make, model, and features you want (and don’t want).

Know Your Budget: It’s important to look at the purchase price and monthly payments to figure out how much car you can afford. Visit Bellco FCU to apply for loan pre-approval. You’ll know exactly what price range you’re working with and can avoid making impulsive (and potentially costly) decisions.

Financing or Leasing: If you’re considering a new car, decide if you’re going to lease it or buy it. When leasing, negotiate the price just as you would if you were buying it. When buying, decide if you’re going to finance it with the dealership or at Bellco FCU.

New or Used: You can save a lot of money by purchasing a used car, but don’t rely on a salesperson’s verbal promises. If it’s a “Certified” used car, check which items were checked off and approved, and get the details in writing.

If you’re ready to take advantage of the best auto loans and financing in Wyomissing, PA, start your application online at Bellco FCU today!