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Bellco Federal Credit Union makes the auto buying process easy – with flexible auto loans and financing that save you money!

Bellco FCU is a member-owned, not-for-profit federal credit union. With two convenient branches in Wyomissing and Sinking Spring, PA, we cater exclusively to members and their needs with a wide variety of financial services.



Affordable Auto Loans

Whether you decide on a new or used car, our low auto loan rates can help you get the vehicle you want with a payment that fits your budget. We offer a wide range of repayment terms, local decision-making and loan processing, and friendly service from beginning to end.

In addition to auto loans, Bellco FCU also offers competitive rates for loans on a wide range of recreational vehicles, including ATVs, travel trailers, boats, personal watercraft, and snowmobiles.

Get Approved at the Dealership

Bellco FCU works hand-in-hand with most dealerships in Berks County to make buying a car virtually painless. Our Dealership Financing Program enables members to buy a new or used car and get their credit union financing approved on the spot.

Visit a participating dealership, mention that you are a member of Bellco FCU and would like Bellco’s low-rate financing, and you will receive a financing decision in minutes. It's like having a loan officer at the dealership with you!

Once approved, the dealer will complete the sales contract with you, and you’ll be able to drive your vehicle off the lot. If you are not yet a Bellco FCU member, you can join at any of the dealerships listed on our website and start the loan process right away.

Not a Bellco Member Yet?

You may be surprised to learn that becoming a member is easier than you think!

Bellco FCU offers membership to people who live, work, worship, or attend school in Berks County, including immediate family members, such as your spouse, children, siblings and parents.

By opening a primary Member Savings account with as little as $5 and following a few simple steps, you can become a member. And, once you join Bellco FCU, you will be able to remain a member for the rest of your life, even if you change jobs, retire, or move away from Berks County.

Other Bellco Services

In addition to the competitive rates and easy terms we offer on car, boat and recreational vehicle loans, Bellco FCU is also a great resource for home mortgage loans, home equity loans, and home equity lines of credit with low rates that provide you with affordable payments.

If you are looking for credit cards, with or without rewards programs, Bellco FCU offers Platinum Preferred Visa® cards with no annual fees, competitive rates, online banking capabilities, and a number of protections and benefits that you won’t find anywhere else.

We are also proud to offer members more attractive personal checking and savings account options compared to those available from big banks, with no minimum deposits to open, no monthly service fees, and no minimum balance requirements.

When it’s time to upgrade to a newer, more reliable vehicle, get great rates on auto loans and financing at Bellco Federal Credit Union in Sinking Spring, PA.