Auto Loans & Financing Shillington, PA

When looking for flexible auto loans and financing in Shillington, PA, consider Bellco Federal Credit Union, where buying a new or used vehicle and getting a great rate on your loan is quick and easy!

Bellco FCU is a member-owned, not-for-profit federal credit union. Since 1938 when we were called the Bell Telephone Credit Union, we have provided unique financial products and services to individuals and small businesses in Berks County. 

As a member of Bellco FCU, you are part of a not-for-profit organization that values people over profits. The profits we earn are returned to our members in the form of benefits and services. As a result, members enjoy greater access to free and discounted services, lower loan rates, and higher savings rates compared to most for-profit banks and financial institutions.

When you join a credit union like Bellco FCU, you become a partial owner and will have an equal voice in how your credit union is run, no matter how much money you have on deposit. You’ll be able to participate in making decisions and creating policy.

Why Get a Vehicle Loan from Bellco FCU?

Bellco FCU can help you save money on your auto loan from the day you drive off the lot or refinance your current vehicle loan. The features include:

  • Competitively low rates on new or used cars, trucks, and motorcycles

  • Easy online loan application 

  • Wide range of repayment terms customized to fit your budget

  • Pre-approval for extra bargaining leverage at the dealership

  • Quick loan processing

  • Local decision-making 

  • Attentive, friendly service from start to finish

Our Dealership Financing Program enables you to apply for and sign all of your loan paperwork right at the dealership! We work hand-in-hand with most area dealerships to ensure that you can take advantage of our great rates and make your buying experience as stress-free as possible.

Mention that you are a member of Bellco FCU and your loan will be financed through the credit union. It's almost like having a loan officer by your side at the dealership!

  1. Decide on the make and model of the vehicle you want

  2. Visit a participating dealership

  3. Apply for Bellco's low-rate auto financing and get a financing decision within minutes.

Once the financing has been approved, the dealer will complete the sales contract with you, and you’ll be able to drive your vehicle off the lot.

In addition to auto loans, we also offer competitive rates for loans on a wide range of recreational vehicles, such as ATVs, boats, personal watercraft, snowmobiles, travel trailers, and more. 

How to Join Bellco FCU

You are eligible to join Bellco FCU if you live, work, worship, or attend school in Berks County, PA, or are the immediate family member of a member. Join Bellco FCU by opening a primary savings account with as little as $5! Once you join, you are welcome to remain a member for life, whether you leave your current employer, retire, or move away.

If you live or work in Shillington, PA, don’t walk into a car dealership without a financing plan. Low-rate auto loans from Bellco FCU can put you in the driver’s seat quickly!