Personal Loans Sinking Spring, PA

Bellco Federal Credit Union offers competitive rates on personal loans for members in Sinking Spring, PA, and throughout Berks County, that can provide funds for a wide variety of needs, such as family vacations, education expenses, vehicle repairs, and personal projects and startups. 

Bellco FCU is a member-owned, not-for-profit federal credit union that has been offering unique financial products and services to individuals and small businesses in Berks County since 1938.  We provide a safe place to save and borrow along with exceptional customer service.

Unlike for-profit banks that are in business to earn profits for their shareholders, we return earnings to Bellco FCU members in the form of low-interest rates on loans, high-yield investment accounts, and low- or no-fee checking and savings accounts.

Because we are smaller than a traditional bank and exist only to serve the members of our community, decisions on lending and other services are made internally, right here in Pennsylvania, and can speed up the lending process. We can also customize loan repayment terms to fit your life.

Personal Loans

Although reaching for a credit card can be convenient, in some cases a personal loan may be a better option. Credit cards are generally better for making smaller purchases – up to a few thousand dollars – that you can comfortably pay off within a year. 

Personal loans are often better for larger purchases that you realize will take you more than a year to repay. They are ideal for people who don’t own a home or those who prefer not to borrow against their homes. No collateral is required, and you can use the funds for whatever you need.

Whether you plan to take a family vacation, consolidate your debts, pay for a wedding, pay a tax bill, or another unexpected expense, Bellco FCU can help you gain quick access to cash when you need it.

If you have equity built up in your home, a Home Equity Line of Credit (HELOC) or a traditional Home Equity Loan are other great options.

Not Yet a Bellco FCU Member?

Bellco FCU membership is open to individuals who live, work, worship, or attend school in Berks County, PA, and their immediate family members. If you are not already a member, consider opening a primary Member Savings account. Deposit a minimum of $5 to establish and maintain your membership, and take advantage of other Bellco FCU accounts and services.

When you join Bellco FCU, you will remain a member for the rest of your life, even if you change jobs, retire, or move away from Berks County. You also become a partial owner and have an equal voice in how your credit union is run, no matter how much money you have on deposit. 

Join Bellco FCU in Sinking Spring, PA to take advantage of our competitive rates on personal loans and other flexible financial products. We are continually focused on meeting the needs of our members and the communities we serve with the lowest possible loan rates.