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If you are looking for a great place to bank in Reading, PA, with customized personal loans that align with your goals, Bellco FCU is a great option. We offer competitive rates for a wide variety of needs including family vacations, education expenses, vehicle repairs, and personal projects and startups.

Bellco FCU is a member-owned, not-for-profit federal credit union that has been offering unique financial products and services to individuals and small businesses in Berks County since 1938.

Unlike for-profit banks that are in business to earn profits for their shareholders, we return earnings to Bellco FCU members in the form of low interest rates on loans, high-yield investment accounts, low-or no-fee checking and savings accounts, and exceptional customer service.



Are You Eligible to Join Bellco FCU?

Bellco FCU membership is open to individuals who live, work, worship, or attend school in Berks County, PA, as well as their immediate family members.

If you are not already a member, consider opening a primary Member Savings account. Deposit a minimum of $5 to establish and maintain your membership, and take advantage of Bellco FCU accounts and services.

When you join Bellco FCU, you will remain a member for the rest of your life, even if you change jobs, retire, or move away from Berks County. You also become a partial owner and have an equal voice in how your credit union is run, no matter how much money you have on deposit.

Personal Loans & Home Equity Lines of Credit

Whether you’re looking to take a family vacation, consolidate debts, pay for a wedding, pay a tax bill or another unexpected expense, Bellco FCU can help you get quick access to cash when you need it.

Because we are smaller than a traditional bank and exist only to serve the members of our community, decisions on lending and other services are made internally, right here in Pennsylvania, which can speed up the lending process.

Bellco FCU offers competitive rates on personal loans and a wide range of repayment terms that are customized to fit your lifestyle.

Personal loans are ideal for people who don’t own a home, or those who prefer not to borrow against their homes. No collateral is required, and you can use the funds for whatever you need.

If you have equity in your home and are interested in a loan that may allow you to deduct the interest you pay from your taxes, a Home Equity Line of Credit (HELOC) is another great option.

The interest rate on a HELOC may be lower than that of traditional fixed-rate mortgages, credit cards, and other types of personal loans.

A home equity line of credit works very much like a credit card and can be used whenever you need it. As you pay off the principal, the credit revolves, and you can use it again and again for the duration of the draw period.

If you are already a member, you can apply online for home equity lines of credit and personal loans with Bellco FCU in Reading, PA. If not, join today to take advantage of our many products and services!