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In many cases, you will pay less interest on personal loans at credit unions than you will at banks. If you live, work, worship or attend school in Kutztown, PA, consider joining Bellco Federal Credit Union. We provide a safe place to borrow and save along with exceptional customer service.

About Bellco FCU

In 1938, Bell Telephone employees formed Bell Telephone Credit Union. They wanted to establish a financial institution they could trust, one where they would have a voice, and one that would help fellow employees obtain hard-to-get loans.

Now, 80 years later, Bellco FCU, a member-owned, not-for-profit federal credit union, continues to offer unique financial products and services to individuals and small businesses in Berks County, PA.



Consumer Loans & Other Services

Bellco FCU offers competitive rates on personal loans for a wide variety of needs, such as family vacations, education expenses, vehicle repairs, and personal projects and startups, with repayment terms that can be customized to fit your lifestyle.

Personal loans are often better for large purchases that you know will take more than a year to repay. They are ideal for people who don’t own a home, or those who prefer not to borrow against their homes. No collateral is required, and you can use the funds for whatever you need.

If you are in the market for a new car, boat, or recreational vehicle, Bellco FCU is a great resource for competitive rates, easy terms, and convenient application processing. You can even finance a new vehicle while sitting at the dealership!

Bellco FCU also offers home mortgage loans, home equity loans, and home equity lines of credit with low rates that result in affordable payments. Our knowledgeable loan advisors can help you establish a home mortgage loan that suits your unique needs.

Because we are smaller than a traditional bank and exist only to serve the members of our community, decisions on lending and other services are made internally, right here in Pennsylvania, which can speed up the lending process.

If you are looking for credit cards, with or without rewards programs, Bellco FCU offers Platinum Preferred Visa® cards with no annual fees, competitive rates, online banking capabilities, and a number of protections and benefits that you won’t find anywhere else.

Not a Bellco FCU Member?

Bellco FCU membership is open to individuals who live, work, worship, or attend school in Berks County, PA, and their immediate family members. If you are not already a member, consider opening a primary Member Savings account. Deposit a minimum of $5 to establish and maintain your membership, and take advantage of other Bellco FCU accounts and services.

When you join Bellco FCU, you will remain a member for the rest of your life, even if you change jobs, retire, or move away from Berks County. You also become a partial owner and have an equal voice in how your credit union is run, no matter how much money you have on deposit.

Visit Bellco FCU to take advantage of our competitive rates on personal loans and other flexible financial products that are available to members in Kutztown, PA.