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When you are looking for a mortgage in Sinking Spring, PA with low interest rates and flexible terms, consider Bellco Federal Credit Union. We are dedicated to helping our members and their families build better lives and go out of our way to provide you with the best products and services.



About Bellco FCU

In 1938, Bell Telephone employees formed Bell Telephone Credit Union. They wanted to establish a financial institution they could trust, one where they would have a voice, and one that would help fellow employees obtain hard-to-get loans.

Now, nearly 80 years later, Bellco FCU, a member-owned, not-for-profit federal credit union, continues to offer unique financial products and services to individuals and small businesses in Berks County, PA.

Unlike for-profit banks that are focused on earning profits for their shareholders, we return our earnings to Bellco FCU members in the form of low interest rates on mortgages and other loans, high-yield investment accounts, low- or no-fee checking and savings accounts, and the friendliest service.

A Variety of Mortgage Solutions

Bellco FCU offers competitively low rates for home purchase, refinance, or construction. We offer a variety of home mortgage options with various terms and requirements, and can assist you with a mortgage program that best fits your goals, such as:

  • 30-Year Fixed-Rate Mortgages
  • 15-Year Fixed-Rate Mortgages
  • Adjustable Rate Mortgages (ARMs)
  • FHA Home Loans
  • VA Mortgages
  • USDA Rural Housing Loans
  • Jumbo Loans
  • Construction Loans
  • Home Equity Loans
  • Home Equity Lines of Credit
  • First-Time Homebuyer Specials

The locally knowledgeable Bellco FCU mortgage experts will evaluate your creditworthiness based on your past credit use, debts, assets and your current income. Then we’ll calculate how much you can afford to borrow and guide you through the process.

Join Bellco FCU Today

If you live, work, worship, or go to school in Berks County, PA, simply open a Member Savings account with as little as $5, and establish your membership in a few simple steps.

You are also eligible to join if you are an immediate family member (spouse, parents, children, siblings, grandparents) of a Bellco FCU member, no matter where you live.

Whether you leave your current job, retire, or move away from the area, you’ll be able to remain a Bellco FCU member for life and can access your accounts from anywhere by mail, fax, telephone, online and at thousands of ATMs across the nation.

Finding the right home mortgage will set a solid foundation for successful homeownership. Bellco FCU in Sinking Spring, PA has the tools, information and expertise to help you make the right decisions. Contact us today to learn more!