When exploring the different types of home loans available for financing your property in Shillington, PA, Bellco Federal Credit Union will present you with a wide variety of mortgage products, terms and options.
Bellco FCU is a member-owned, not-for-profit federal credit union. Originally known as the Bell Telephone Credit Union, Bellco opened its doors in 1938 and continues to offer unique financial products and services to individuals and small businesses in Berks County.
Like banks, we accept deposits, make loans and provide a wide array of other financial services. Our goal is to make your life more convenient with products and services that are tailored to your needs.
Competitively Low Rates
Bellco FCU offers competitively low rates for home purchase, refinance, or construction. We offer a variety of home loan options with various terms and requirements, and can assist you with a mortgage program that best fits your goals, such as:
- 30-Year Fixed-Rate Mortgages
- 15-Year Fixed-Rate Mortgages
- Adjustable Rate Mortgages (ARMs)
- FHA Home Loans
- VA Mortgages
- USDA Rural Housing Loans
- Jumbo Loans
- Construction Loans
- Home Equity Loans
- Home Equity Lines of Credit
- First-Time Homebuyer Specials
Are You Ready to Buy a Home?
Keep in mind that many lenders require a down payment of 20% of the home price. There will also be closing costs, which could include loan-origination fees, discount points, appraisal fees, survey fees, underwriting fees, title search fees, and title insurance.
Even if your mortgage payment is fixed for the next 30 years, your property taxes and insurance rates can rise. You will also have expenses related to the upkeep and maintenance of your home. Be sure to get control of your finances so that you can really afford it. If you have a lot of debt, take the time to pay it off before you buy a home.
Who Can Join Bellco FCU?
You are eligible to join Bellco FCU if:
- You live, work, worship, or go to school in Berks County, PA
- You are in the immediate family (spouse, parents, children, siblings, grandparents) of a Bellco FCU member, no matter where you live
By opening a primary savings account with as little as $5 and following a few simple steps, you can become a member. And, once you join Bellco FCU, you will be able to remain a member for life, regardless of where you live or work.
Bellco FCU makes sure that members get home loans that are right for their budgets and lifestyles. When you’re ready to finance your property in Shillington, PA, contact us today to learn more!