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If you are looking for competitive rates and terms on a 30-year mortgage in Kutztown, PA, get in touch with Bellco Federal Credit Union.  We provide valuable benefits that can help your family become financially empowered.

Bellco FCU is a member-owned, not-for-profit federal credit union. We are not in business to maximize profits for shareholders and, instead, utilize earnings from interest on loans and credit cards to provide members with better rates and fewer fees on mortgage and construction loans, personal loans, checking accounts and other convenient services.

Before you visit your local bank to research 30-year mortgage loans, consider the benefits of joining Bellco FCU, such as better rates, lower fees, and personalized service.

We offer membership to people who live, work, worship, or attend school in Berks County, including immediate family members, such as your spouse, children, siblings and parents.

By opening a primary Member Savings account with as little as $5 and following a few simple steps, you can become a member. And, once you join Bellco FCU, you will be able to remain a member for the rest of your life, even if you change jobs, retire, or move away from Berks County.



Enjoy Manageable Monthly Payments

The 30-year mortgage is the most popular fixed-rate home loan option in the United States. It enables borrowers to lock in an interest rate for the entire 30-year term, and the monthly principal and interest payments stay the same throughout the life of the loan.

This predictability makes it easier for you to budget every month because the amount of your mortgage payment never changes. A 30-year mortgage can be a great choice if you plan to live in your home for a long time, and is an excellent decision if you think interest rates may rise over the next several years.

A member of the Bellco FCU mortgage team will be happy to help you find out if you qualify for a 30-year mortgage. By evaluating your credit worthiness based on your income, assets, debts and past credit use, we can help you qualify for a home loan and determine how much you can afford to borrow. We also offer free pre-approval to give you added confidence.

Bellco FCU also offers a variety of home loan options with different terms and qualifications, such as 15-year fixed-rate mortgages, adjustable-rate mortgages, VA mortgages, FHA home loans, USDA mortgages, jumbo mortgages and more. Our goal is to make your home loan experience surprisingly simple, from beginning to end!

When you need a 30-year mortgage with competitive rates in Kutztown, PA, and don’t know where to go, visit Bellco FCU to find out about our wide range of financial products and services. We can help you find a loan program that best fits your individual needs.