Credit Unions Reading, PA
Did you know that credit unions are not-for-profit organizations that exist to serve members rather than to maximize profits? Bellco FCU in Reading, PA, provides fee-free checking and savings solutions, low rates on loans and mortgages, and credit cards with great incentives.
About Bellco Federal Credit Union
In 1938, Bell Telephone employees formed Bell Telephone Credit Union. They wanted to create a financial institution they could trust, one where they had a voice, and one that would work to help fellow employees obtain hard-to-get loans.
Today, almost 80 years later, Bellco FCU is a member-owned, not-for-profit federal credit union that continues to offer unique financial products and services to people and small businesses in Berks County, PA.
Membership in Bellco FCU is open to people who live, work, worship, or attend school in Berks County, PA. Simply open a Member Savings account with as little as $5, and become a member for life, whether you change jobs, retire, or move out of Berks County.
Once you are a member, your immediate family members will be eligible to join too and take advantage of the many other services we offer.
Why Choose Us?
Bellco FCU has two convenient branches in Wyomissing and Sinking Spring, PA. Members can also do business at thousands of participating branches and ATMs in the CO-OP Credit Unions network across the nation and around the world.
We also provide members with nationwide access to thousands of surcharge-free ATMs; fast, free, and easy to use online banking and bill pay services; and three convenient forms of mobile banking.
Looking for a new car, boat, or recreational vehicle? Bellco FCU is a great resource for competitive rates, easy terms, and convenient application processing. You can even finance your new vehicle while sitting at the dealership!
Bellco FCU also offers home mortgage loans, home equity loans, and home equity lines of credit with low rates that result in affordable payments. Our knowledgeable loan advisors can help you establish a home mortgage loan that suits your unique needs.
If you are looking for credit cards, with or without rewards programs, Bellco FCU offers Platinum Preferred Visa® cards with no annual fees, competitive rates, online banking capabilities, and a number of protections and benefits you won’t find anywhere else.
If you could use better options for your business in terms of checking, savings and loans, Bellco FCU can provide an excellent combination of products, rates, and services. Whether you need to purchase equipment, finance your commercial real estate, or expand your business, we can help!
Your Bellco FCU deposits are insured by the federal National Credit Union Administration (NCUA), which provides coverage on deposits up to $250,000 – the same protection the FDIC provides to banks.
Because we are smaller than a traditional bank and exist only to serve our community, decisions on lending and other services are made internally, right here in Pennsylvania, a factor that can speed up the lending process.
If you are looking for a great place to bank in Reading, PA, Bellco Federal Credit Union is a terrific option. We go above and beyond to meet your needs.