Credit Cards Reading, PA

If you are looking for credit cards with more benefits and fewer fees than your bank offers, Bellco FCU in Reading, PA offers exactly what you need!

Originally known as the Bell Telephone Credit Union, Bellco FCU opened its doors in 1938 and continues to provide unique financial products and services to individuals and small businesses in Berks County. We are a member-owned, not-for-profit federal credit union that caters exclusively to you and your needs and offers a variety of affordable financial services.

Why Choose Us?

Credit unions, like traditional banks, offer a variety of financial products and services to customers. The main difference is that banks are interested in making as much profit as possible for stockholders.

Credit unions like Bellco FCU are not-for-profit institutions that are owned and operated by members. The money credit unions earn from interest on loans and credit cards is not paid to outside shareholders. When you join Bellco FCU, you become a partial owner and have a say in any decisions we make.

Is It Difficult to Join Bellco FCU? 

Absolutely not! Bellco FCU offers membership to people who live, work, worship, or attend school in Berks County, PA, including immediate family members, such as spouses, children, siblings, and parents. 

By opening a primary Member Savings account with as little as $5 and following a few simple steps, you can become a member. And, once you join Bellco FCU, you are entitled to remain a member for the rest of your life, even if you live or work outside Berks County.

Bellco Visa® Credit Card Terms

While credit unions like Bellco FCU issue the same Visa® cards as for-profit banks and financial institutions, our credit cards come with a number of protections and benefits that you won’t find elsewhere. The features include: 

  • No annual fees

  • Competitive rates 

  • Purchase online or in-store, anywhere around the globe

  • Online banking capabilities; make payments and track transactions 24/7

  • Reward-earning potential

  • Zero Liability Insurance for theft, loss, or unauthorized use

  • Easily replaced if lost or stolen

  • Bellco Loan Protection is available

If you love rewards, our Platinum Preferred with Extra Rewards Visa® card awards you one point for every dollar you spend on purchases! Those points can be redeemed for a variety of gift cards, trip expenses, or airfare, and you can go online at any time to easily manage and redeem your points.

Bellco FCU also offers credit cards that are designed to help students and young people who are 18 and older establish a credit history. These cards must be secured with share savings or a qualified parent/legal guardian. The rate is dependent on the applicant's credit score, not that of the parent or co-signer.

Getting credit cards with no annual fees and great rewards in Reading, PA, couldn’t be any easier than with Bellco FCU. If you are not already a member, open your account today, and take advantage of our unique financial products and services.