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If you live or work near Whitfield, PA in Berks County and are seeking the best places to bank, consider Bellco Federal Credit Union! We put your needs first and encourage you to take advantage of everything we offer.

Since 1938, Bellco FCU, a member-owned, not-for-profit federal credit union, has been committed to helping people and small businesses in Berks County, PA build a secure financial future.

We are not in business to maximize profits for shareholders (like a bank); instead, we use the money we earn from loan and credit card interest to provide members with better rates and fewer fees than other financial institutions.



How to Choose a Banking Institution

Choosing the right bank or credit union starts with knowing your individual preferences. Here are some important factors to consider before you decide.

Security of your funds.  Make sure the deposits you make in the bank or credit union are insured. Bellco FCU deposits are insured by the federal National Credit Union Administrationwhich provides the same protections to credit unions as the FDIC provides to banks – insurance coverage on deposits up to $250,000.

Fees.  Look for accounts that don't charge a minimum of monthly fees, check fees, and fees for account assistance. Bellco FCU provides fee-free checking and savings accounts; fast, free and easy to use online banking and bill pay services; and credit cards with great incentives and innovative features.

Ease of deposit.  Does the bank or credit union make depositing checks or cash fast and simple? Members who are not near a Bellco FCU branch in Sinking Spring or Wyomissing enjoy access to 5200+ CO-OP branches nationwide and around the world where they can access their accounts and get answers to their questions, even when away from home.

ATM fees.  If you use your ATM card often, consider the fees your bank charges for ATM usage.  Bellco FCU offers nationwide access to thousands of surcharge-free ATMs.

Interest rates.  Take advantage of credit unions like Bellco FCU that pay higher-than-average interest on your deposits and charges lower-than-average interest on your credit cards or loans.

Customer service.  When you have a problem or question, you should expect great service. The dedicated and experienced Bellco FCU professionals genuinely listen to your needs and offer solutions with the compassion of a true neighbor.

Who Can Join Bellco FCU?

Unlike banks, credit unions serve a group or community with a common bond. You are eligible to join if:

  • You live, work, worship, or go to school in Berks County, PA
  • You are in the immediate family (spouse, parents, children, siblings, grandparents) of a Bellco FCU member, no matter where you live

All it takes to get started is a $5 deposit in a Primary Savings account, and you’ll be able to remain a member for the rest of your life, even if you change jobs, retire, or move away from Berks County.

If you are looking for the best places to bank near Whitfield, PA, Bellco FCU may be your best option.  We offer cutting-edge technology, competitive interest rates, and other valuable benefits that can help you become financially empowered.