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If you are looking for the best places to bank in Berks County, PA, Bellco Federal Credit Union is a great option.  We offer fee-free checking and savings solutions, competitive interest rates, cutting-edge technology, and other valuable benefits that can help you become financially empowered.



Why Choose Bellco FCU?

Credit unions accept deposits, make loans, and provide a wide variety of other financial services just like banks and other financial institutions do.

However, because Bellco FCU is a member-owned, not-for-profit federal credit union, we are not in business to maximize profits for shareholders. Instead, we utilize earnings from interest on loans and credit cards to provide members with better rates and fewer fees for checking accounts and other convenient services.

Most traditional banks offer many satellite branches, large networks of ATMs, 24/7 call centers, and online or mobile banking services. Credit unions, however, operate under federal and state regulations that keep us from opening up branches and ATMs wherever we want in the world. But we are still able to offer all the services you need!

Bellco FCU has two convenient branches in Wyomissing and Sinking Spring, PA. In addition, members can perform financial transactions at thousands of branches and ATMs across the nation and around the world that participate in the CO-OP Network, which is owned by credit unions. You can cash checks, withdraw money, make deposits and loan payments, transfer funds, and more, even when away from home.

Members also enjoy nationwide access to thousands of surcharge-free ATMs; fast, free and easy to use online banking and bill pay services; and three convenient forms of mobile banking via web browsing, app download, and text banking.

Your Bellco FCU deposits are also insured by the federal National Credit Union Administration (NCUA), which provides the same protections to credit unions as the FDIC provides to banks – insurance coverage on deposits up to $250,000.

Is It Difficult to Join Bellco FCU?

Absolutely not! There are rules about who can join, but you may be surprised to learn that becoming a member is easier than you think!

Bellco FCU offers membership to people who live, work, worship, or attend school in Berks County, PA, including immediate family members, such as your spouse, children, siblings and parents.

By opening a primary Member Savings account with as little as $5 and following a few simple steps, you can become a member. And, once you join Bellco FCU, you are entitled to remain a member for the rest of your life, even if you change jobs, retire, or move away from Berks County.

When you join a credit union like Bellco FCU, you become a partial owner and have an equal voice in how your credit union is run, no matter how much money you have on deposit. You’ll be able to participate in making decisions and creating policy.

Bellco FCU in Berks County is one of the best credit unions in Pennsylvania. Not only do we offer lower rates on loans and credit cards, higher rates on savings, and fewer account fees compared to banks, we top it off with exceptional customer care!