Best Banks and Credit Unions in Reading PA

Bellco FCU in Berks County is one of the best credit unions in the Reading, PA area. We offer lower rates on loans and credit cards than banks, higher rates on savings and fewer account fees, then we top it off with exceptional customer care!

Like banks, credit unions accept deposits, make loans and provide a wide variety of other financial services. But as member-owned and cooperative institutions, we provide a safe place to save and borrow at reasonable rates with exceptional customer service.

Originally known as the Bell Telephone Credit Union, Bellco FCU opened its doors in 1938 and continues to provide unique financial products and services to individuals and small businesses throughout Berks County.

Choose a Financial Institution That’s Right for You

Better rates: Since credit unions are non-profits and have lower overhead costs than banks, we are able to pass on these savings to consumers through competitively priced loan and deposit products. The National Credit Union Administration (NCUA) provides a comparison of national average rates on common products offered by credit unions and banks.

Fewer fees: It’s nearly impossible to find a free checking account at a bank these days unless you can maintain a large account balance. You may also pay an assortment of extra fees, such as for online or paper statements. Bellco FCU is proud to offer its members several attractive checking and savings accounts that all feature:

  • No monthly service fees

  • No (or very low) minimum deposit to open account 

  • No minimum balance requirements

  • Free online banking with bill pay, free mobile banking, free eStatements

Convenience: Bellco FCU has two convenient branches in Wyomissing and Sinking Spring, PA. Members also have access to 5200+ CO-OP branches nationwide and around the world where they can get account access and answers to their questions, even when away from home. Bellco FCU members also enjoy nationwide access to thousands of surcharge-free ATMs.

Friendlier service: Banks can be notorious for treating their customers as little more than profit magnets. Bellco FCU employs dedicated and experienced professionals who genuinely listen to your needs and offer solutions with the compassion of a true neighbor.

Insured deposits: Bellco FCU, and 98% of the credit unions in the U.S., are insured by the federal NCUA, which provides the same protections that the Federal Deposit Insurance Corporation (FDIC) provides to banks – insurance coverage on deposits up to $250,000. 

Who Can Join Bellco FCU?

You are eligible to join Bellco FCU if:

  • You live, work, worship, or attend school in Berks County, PA;

  • You are in the immediate family (spouse, parents, children, siblings, grandparents) of a Bellco FCU member, no matter where you live.

By opening a primary savings account with as little as $5 and following a few simple steps, you can quickly become a member. And, once you join Bellco FCU, you can remain a member for life, whether you change jobs, retire, or move out of Berks County. 

If you are looking for banks and credit unions in Reading, PA that will offer you the best service, consider Bellco FCU. We provide a safe, convenient place for you to save money and get loans at reasonable rates and will go above and beyond to meet your needs.