Credit Union Car Loans Rates

A prepared car buyer is one with an idea of the preferred make and model, a clear plan for fitting a payment into the family budget, and an informed choice about the best source for financing with perhaps even a pre-approval in hand while shopping! Bellco Federal Credit Union can provide you with a pre-approval or financing at the dealership for car loans with rates that will make the ride-buying process less painful in the end.

When you come to Bellco FCU for a car loan, you’ll come as a member of a not-for-profit federal credit union. Originally established in 1938 as Bell Telephone Credit Union, we serve the individuals and businesses of Berks County, PA with friendly and specialized financial products and services. 

Easy Access to Benefits of Membership

Becoming a member of Bellco FCU comes with access to all of the banking services we provide, and joining is much easier than you might think. Any person who has a place of employment, house of worship, school, or home within Berks County, PA, is eligible to join the credit union. Simply make a small deposit in a member savings account and follow through with a few other steps. Membership in the credit union is lifelong, even if you move, change jobs or retire.

Getting an Easy Pre-Approval

Knowing your limits is quite helpful when shopping for a new or used car. With a pre-approval for a car loan, you’ll know how much you can afford to spend. Not only will you enjoy a stress-free shopping experience, you’ll also have increased negotiating leverage when discussing marked down prices. 

Gain Credit Union Financing at the Dealership

If you choose to forego pre-approval, you can still take advantage of your status as a member of Bellco Federal Credit Union. We have partnerships with many dealerships in the county, making it simple to gain quick approval while on the lot and drive away with your newly purchased vehicle the same day. All that you’ll need to do is mention your membership! We even welcome you to become a member of Bellco FCU at the dealership as well. 

Additional Products and Services from Bellco FCU

Even as we offer good rates and flexible terms for your automobile purchase, we also provide similar loans for other vehicles, including boats, RVs, ATVs, and other leisure craft. Bellco Federal Credit Union can also be the place where you finance your home purchase, arrange to refinance or even take out a home equity line of credit.

For your checking account, savings account, or other banking needs, look to Bellco FCU for low fees, debit card access, thousands of free ATMs across the country, and various other modern conveniences including online banking and bill pay. You won’t sacrifice a bit when banking with a credit union, but you will gain good rates as well as friendliness and flexibility. 

When you find yourself in the market for a new or used automobile in Berks County, PA, consider using Bellco Federal Credit Union as a source for car loans with flexible rates to meet the demands of your budget.